educratsweb logo

Swarnajayanti Gram Swarozgar Yojana

Since the first of April 1999, the Indian government has actively been involved in helping the poorer citizens of the country in rural areas to create and maintain sustainable sources of income using their own skill, talents, and abilities.

The government has managed this gargantuan task through the launch and operation of the Swarnajayanti Gram Swarozgar Yojana (SGSY) scheme, which targets economically weaker sections of the society and helps them organize and establish Self-Help Groups. These micro-enterprises are funded by the government, NGOs, individual philanthropists, CBOs, banks, and other sources of finance.

The scheme establishes Activity Groups, grouping together workers based on their individual skills and talents. Under the SGSY scheme, funding for these Self-Help Assemblies and Activity Groups is routed through NGOs, banks, and monetary organizations with social outreach programs. Between 1999 and 2015, over 2.25 million Activity Groups and Self-Help teams have been created, and operate with a total capital of over Rs.14,000 crores, providing a sustainable source of income to over 6.5 million people.
How it works

Under the scheme, poorer families that were below the Poverty Line were organized into Self-Help groups, which were funded through a mix of government funds and small loans from banks. The primary function of the Self-Help groups was to help these families cross the Poverty Line, and generate a sustainable source of profits through a joint effort.

After the families were able to help themselves out of the scarcity line, the Self-Help groups were organized in such a way that every member of the group could contribute to the achievement of a common objective. Groups were organized on the basis of common skills, the skill level of the members, and the amount of time and work they could contribute.

Group Creation: This involves process like enquiring and judging skills, selecting individuals and assigning people to groups based on the skill level of each member.
Capital Creation: A rotating fund system is adopted for capital generation, and skills are allowed to develop through experience.

Implementation: Abilities and group skills are created and developed further as the process functions at the group’s chosen speed, limited usually only by level of skill.

Self-Help Groups are formed after a process of selection. The BPL (Below Poverty Line) Index / Inventory is acquired from the Gram Sabha and used by the organization to choose appropriate members based on its own criteria. The groups are then assimilated into blocks focussing on the group’s primary output capabilities, and allowed to work with funding from banks, individual philanthropists, Panchayati Raj organizations, and the like. Regular festivals and melas are organised by the government, in an effort to help the Self-Help Groups sell their output / goods to a larger audience and create a market in the process.

Funding and Training

The maintenance, education, and funding for these groups comes from NGOs, philanthropists, CBOs, banks, organizations promoting self-aid, and District Land Development Agencies (DRDAs) that are owned by the government.

Some of the institutions that offer funding mentioned above also offer training and education facilities to group members, and organize their own teams based on the training required for a particular Self-Help Group’s specific skill.

Swarnajayanti Gram Swarozgar Yojana
Contents shared By
Modi 2.0 : Know BJP Big Plans to celebrate 1 Year of Modi Government 2.0 | PM Narendra Modi Plans
Published on Thursday May 28 2020
if you have any information regarding Job, Study Material or any other information related to career. you can Post your article on our website. Click here to Register & Share your contents.
For Advertisment or any query email us at

2 6.8 Crore free LPG cylinders distributed among the PMUY beneficiaries so far
3 Scheme for formalisation of Micro Food Processing Enterprises (FME)
4 AtmaNirbhar Bharat Package for allocation of foodgrains to the migrants / stranded migrants
5 Special Liquidity Scheme for NBFCs/HFCs to address their Liquidity Stress
6 Cabinet approves additional funding of up to Rupees three lakh crore through introduction of Emergency Credit Line Guarantee Scheme (ECLGS)
7 Government has allocated Rs.500 crore towards Beekeeping under Atma Nirbhar Abhiyan: Shri Narendra Singh Tomar
8 Pradhan MantriVayaVandanaYojana
9 Pradhan Mantri Matsya Sampada Yojana for boosting fisheries sector
10 Pradhan Mantri Matsya Sampada Yojana – A scheme to bring about Blue Revolution through sustainable and responsible development of fisheries sector in India
11 ATAL PENSION YOJANA (APY) – Completion of 5 years
12 Government e-Marketplace (GeM) : Procurement Made Smart
13 How to Get E-Pass for Lockdown in Your State
14 Date of Filing Electronic Challan Cum Return (ECR) for Wage Month March, 2020 Extended Up to 15.05.2020 from 15.04.2020
15 PM-KMY Registrations open check other details
16 Direct cash transfer to women PMJDY account holders under PM Garib Kalyan Package for the month of April 2020 in the light of COVID-19 pandemic
17 Pradhan Mantri Rojgar Protsahan Yojana (PMRPY)
18 Atal Bhoojal Yojana – Water Conservation Scheme by Narendra Modi Govt.
19 Pradhan Mantri Jan Arogya Yojana (PM-JAY)
20 Pradhan Mantri Innovative Learning Programme - DHRUV
21 List of Important Schemes launched by the Modi Government
22 PM-KMY Registrations open check other details
23 Uttar Pradesh : Apex Bodies and Departments
24 Rajiv Awas Yojana (RAY)
25 Digital India
26 Pradhan Mantri Gram Sadak Yojana (PMGSY)
28 National Literacy Mission Programme
29 Pradhan Mantri Jan-Dhan Yojana (PMJDY)
30 Rashtriya Swasthya Bima Yojana
31 Pooled Finance Development Fund Scheme (PFDF)
32 Pradhan Mantri Adarsh Gram Yojana
33 One platform where you can lodge your grievances for quick redress
34 Atal Mission for Rejuvenation and Urban Transformation
35 Rashtriya Krishi Vikas Yojana
36 Swarnajayanti Gram Swarozgar Yojana
37 Sampoorna Grameen Rozgar Yojana
38 Integrated Rural Development Program
39 Bachat Lamp Yojana (BLY) CDM Based CFL Scheme
40 Swabhimaan
41 The Kishore Vaigyanik Protsahan Yojana (KVPY)
42 Antyodaya Anna Yojana (AAY)
43 India BPO Promotion Scheme (IBPS)
44 Mahila Kisan Sashaktikaran Pariyojana
45 Beti Bachao, Beti Padhao Scheme
46 Deen Dayal Upadhyaya Grameen Kaushalya Yojana
47 Pradhan Mantri Suraksha Bima Yojana
48 Pradhan Mantri Gramin Awaas Yojana (PMGAY)
49 Integrated Child Development Services (ICDS)
50 National Scheme of Welfare of Fishermen
51 Mahila e-Haat
We would love to hear your thoughts, concerns or problems with anything so we can improve our website ! visit and submit your valuable feedback.
Save this page as PDF | Recommend to your Friends

http://educratsweb(dot)com educratsweb