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Pradhan Mantri Awas Yojana (PMAY)

Posted By educratsweb.comGovernment Schemes 🗓 Saturday October 27 2018 👁 100


Pradhan Mantri Awas Yojana (PMAY)

PMAY - Features & Benefits

"Housing for All" Mission for urban area has been implemented with effect from 17.06.2015 to provide central assistance to implementing agencies. The Credit Linked Subsidy Scheme is being offered under this mission.

For Middle Income Group(MIG), the interest subsidy will be provided on housing loans for acquisition/construction of houses (including repurchase).

For Economically Weaker Section(EWS)/Lower Income Group(LIG), the interest subsidy will be provided on housing loans for acquisition, construction of house. The Credit Linked subsidy would also be available for housing loans availed for new construction and addition of rooms, kitchen, toilet etc. to existing dwellings as incremental housing.

The interest subsidy benefit will be upfront on the principal outstanding.

The availability and amount of interest subsidy is subject to meeting income criteria as per various categories under the scheme.
 

Beneficiary

  1. A beneficiary family will comprise of husband, wife, unmarried sons and/or unmarried daughters.
  2. An adult earning member (irrespective of marital status) can be treated as a separate household




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