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  • EPFO is one of the World's largest Social Security Organisations in terms of clientele and the volume of financial transactions undertaken. At present it maintains 17.14 crore accounts (Annual Report 2015-16) pertaining to its members.
  • The Employees' Provident Fund came into existence with the promulgation of the Employees' Provident Funds Ordinance on the 15th November, 1951. It was replaced by the Employees' Provident Funds Act, 1952. The Employees' Provident Funds Bill was introduced in the Parliament as Bill Number 15 of the year 1952 as a Bill to provide for the institution of provident funds for employees in factories and other establishments. The Act is now referred as the Employees' Provident Funds & Miscellaneous Provisions Act, 1952 which extends to the whole of India except Jammu and Kashmir. The Act and Schemes framed there under are administered by a tri-partite Board known as the Central Board of Trustees, Employees' Provident Fund, consisting of representatives of Government (Both Central and State), Employers, and Employees.
  • The Central Board of Trustees administers a contributory provident fund, pension scheme and an insurance scheme for the workforce engaged in the organized sector in India. The Board is assisted by the Employees’ PF Organization (EPFO), consisting of offices at 135 locations across the country. The Organization has a well equipped training set up where officers and employees of the Organization as well as Representatives of the Employers and Employees attend sessions for trainings and seminars.The EPFO is under the administrative control of Ministry of Labour and Employment, Government of India (click here)
    EPFO Organisation Structure (Annual Report 2015-16)
  • The Board operates three schemes - EPF Scheme 1952, Pension Scheme 1995 (EPS) and Insurance Scheme 1976 (EDLI).
  • EPF Scheme 1952
    • Accumulation plus interest upon retirement and death
    • Partial withdrawals allowed for education, marriage, illness and house construction
    • Housing Scheme for EPFO Members to achieve Hon'ble Prime Minister's Vision of housing to all Indians by 2022
  • Pension Scheme 1995 (EPS)
    • Monthly benefit for superannuation/retirement, disability, survivor, widow(er) and children
    • Minimum pension on disablement
    • Past service benefit to participants of erstwhile Family Pension Scheme, 1971
  • Insurance Scheme 1976 (EDLI)
    • Benefit provided in case of death of an employee who was a member of the scheme at the time of death
    • Benefit amount 20 times of the wages. Maximum benefit of 6 lakh.

Visit EPFO Official website https://www.epfindia.gov.in/site_en/index.php

Employees Provident Fund Organisation
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