Employees Pension Scheme

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Employees Pension Scheme

Employees Pension Scheme is a social security scheme run by the Employees' Provident Fund Organisation (EPFO) for the employees of the organised sector.


  1. Be a member of the Employees' Provident Fund Scheme (EPFS), 1952 - Are a member of the ceased Family Pension Scheme 1971 or employed in Factories engaged in Industries specified in Schedule I of the Employees’ Provident Fund and Miscellaneous Provisions Act 1952 or employed in establishments notified and engaging 20 or more employees with a salary/wage less than Rs. 15,000 per month at the date of appointment.
  2. Rendered eligible service of 10 years or more where contribution to EPFS has been made.
  3. Pension to be received by the member on attaining 58 years of age. Provision of withdrawal benefit also exists.
  4. A member, who is permanently and totally disabled during the employment is also eligible for pension.
  5. The Family of the member is eligible to receive the pension Pension following the date of death of the member.


Features of the scheme

  • A minimum pension of Rs. 1000/- per month to the member/disabled/widow/widower/ parent/nominee pensioners and Rs. 250/- per month for children pensioners and Rs. 750/- per month to orphan pensioners.
  • Contribution to EPS : An employee contributes 12% of his/her pay towards the EPF account. A matching contribution is also made by the employer. 8.33% of the employee's pay is remitted by the employer to EPS. The Central Government also contributes at the rate of 1.16 per cent of the pay of the members to the Employees' Pension Scheme.

To access the Employees Pension Scheme 1995 document, click here.

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