BANKING AND FINANCE TERMS IN INDIA #EDUCRATSWEB

  • Home
  • Jobs
  • Q&A
  • Register
  • Login

  • What is a Repo Rate?
    A: Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

     What is Reverse Repo Rate?
    A: This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.

    What is corporate governance?  
    The way in which a company is governed and how it deals with the various interests of its customers, shareholders, employees and society at large. Corporate governance is the set of processes, customs, policies, laws, and institutions affecting the way a corporation (or company) is directed, administered or controlled.Is defined as the general set of customs, regulations, habits, and laws that determine to what end a firm should be run.

     Functions of RBI?
    The Reserve Bank of India is the central bank of India, was established on April 1, 1935 in accordance with the provisions of the Reserve Bank of India Act, 1934. The Reserve Bank of India was set up on the recommendations of the Hilton Young Commission. The commission submitted its report in the year 1926, though the bank was not set up for nine years.To regulate the issue of Bank Notes and keeping of reserves with a view to securing monetary stability in India and generally to operate the currency and credit system of the country to its advantage." Banker to the Government: performs merchant banking function for the central and the state governments; also acts as their banker.Banker to banks: maintains banking accounts of all scheduled banks.

     What is monetary policy?
    A Monetary policy is the process by which the government, central bank, of a country controls (i) the supply of money, (ii) availability of money, and (iii) cost of money or rate of interest, in order to attain a set of objectives oriented towards the growth and stability of the economy.

     What is Fiscal Policy?
    Fiscal policy is the use of government spending and revenue collection to influence the economy. These policies affect tax rates, interest rates and government spending, in an effort to control the economy. Fiscal policy is an additional method to determine public revenue and public expenditure.

     What is Core Banking Solutions?
    Core banking is a general term used to describe the services provided by a group of networked bank branches. Bank customers may access their funds and other simple transactions from any of the member branch offices. It will cut down time, working simultaneously on different issues and increasing efficiency. The platform where communication technology and information technology are merged to suit core needs of banking is known as Core Banking Solutions.

     What is bank and its features and types?
    A bank is a financial organization where people deposit their money to keep it safe.Banks play an important role in the financial system and the economy. As a key component of the financial system, banks allocate funds from savers to borrowers in an efficient manner.
    Regional Rural Banks were established with an objective to ensure sufficient  institutional credit for agriculture and other rural sectors. The RRBs mobilize financial resources from rural / semi-urban areas and grant loans and advances mostly to small and marginal farmers, agricultural labourers and rural artisans. The area of operation of RRBs is limited to the area as notified by GoI covering
    one or more districts in the State.
    ii. Banking services for individual customers is known as retail banking.
    iii. A bank that deals mostly in but international finance, long-term loans for  companies and underwriting. Merchant banks do not provide regular banking services to the general public
    iv. Online banking (or Internet banking) allows customers to conduct financial transactions on a secure website operated by their retail or virtual bank.
    v. Mobile Banking is a service that allows you to do banking transactions on your mobile phone without making a call , using the SMS facility. Is a term used for performing balance checks, account transactions, payments etc. via a mobile device such as a mobile phone.
    vi. Traditional banking is the normal bank accounts we have. Like, put your money in the bank and they act as a security and you will get only the normal interests (decided by RBI in our case, FED bank in US).
    vii. Investment banking is entirely different. Here, people who are having so much money (money in excess which will yield only less interest if in Banks) will invest their money and get higher returns. For example, If i have more money instead of taking the pain of investing in share market, buying properties etc. I will give to investment banks and they will do the money management and give me higher returns when compared to traditional banks.

    What is E-Governance?
    E-Governance is the public sector’s use of information and communication technologies with the aim of improving information and service delivery, encouraging citizen participation in the decision-making process and making government more accountable,transparent and effective.

    What is Right to information Act?
    The Right to Information act is a law enacted by the Parliament of India giving citizens of India access to records of the Central Government and State  overnments.The Act applies to all States and Union Territories of India, except the State of Jammu and Kashmir - which is covered under a State-level law. This law was passed by Parliament on 15 June 2005 and came fully into force on 13 October 2005.

    Credit Rating Agencies in India?
    The credit rating agencies in India mainly include ICRA and CRISIL. ICRA wasformerly referred to the Investment Information and Credit Rating Agency of India Limited. Their main function is to grade the different sector and companies in terms of performance and offer solutions for up gradation. The credit rating agencies in India mainly include ICRA and CRISIL(Credit Rating Information Services of India Limited)

    What is Cheque?
    Cheque is a negotiable instrument instructing a Bank to pay a specific amount from a specified account held in the maker/depositor's name with that Bank.A bill of exchange drawn on a specified banker and payable on demand.“Written order directing a bank to pay money”.

    What is demand Draft?
    A demand draft is an instrument used for effecting transfer of money. It is a Negotiable Instrument. Cheque and Demand-Draft both are used for Transfer of money. You can 100% trust a DD. It is a banker's check. A check may be dishonored for lack of funds a DD can not. Cheque is written by an individual and Demand draft is issued by a bank. People believe banks more than individuals.

    What is a NBFC?
    A non-banking financial company (NBFC) is a company registered under the
    Companies Act, 1956 and is engaged in the business of loans and advances, acquisition of shares/stock/bonds/debentures/securities issued by government, but does not include any institution whose principal business is that of agriculture activity, industrial activity, sale/purchase/construction of immovable property.
    NBFCs are doing functions akin to that of banks; however there are a few differences:
    (i)A NBFC cannot accept demand deposits (demand deposits are funds deposited at a depository institution that are payable on demand -- immediately or within a very short period -- like your current or savings accounts.)
    (ii) it is not a part of the payment and settlement system and as such cannot issue cheques to its customers; and
    (iii) Deposit insurance facility of DICGC is not available for NBFC depositors unlike in case of banks.

    Difference between banking & Finance?
    Finance is generally related to all types of financial, this could be accounting, insurances and policies. Whereas banking is everything that happens in a bank only.The term Banking and Finance are two very different terms but are often associated together. These two terms are often used to denote services that a bank and other financial institutions provide to its customers.

    What is NASSCOM ?
    The National Association of Software and Services Companies (NASSCOM), the Indian chamber of commerce is a consortium that serves as an interface to the Indian software industry and Indian BPO industry. Maintaining close interaction with the Government of India in formulating National IT policies with specific focus on IT software and services maintaining a state of the art information database of IT software and services related activities for use of both the software developers as well as interested companies overseas. Mr. Som Mittal – President. Chairman-Pramod Bhasin

    What is ASSOCHAM?
    The Associated Chambers of Commerce and Industry of India (ASSOCHAM), India's premier apex chamber covers a membership of over 2 lakh companies and professionals across the country. It was established in 1920 by promoter chambers, representing all regions of India. As an apex industry body, ASSOCHAM represents the interests of industry and trade, interfaces with Government on policy issues and interacts with counterpart international organizations to promote bilateral economic issues. President-Swati Piramal

    What is NABARD?
    NABARD was established by an act of Parliament on 12 July 1982 to implement the National Bank for Agriculture and Rural Development Act 1981. It replaced the Agricultural Credit Department (ACD) and Rural Planning and Credit Cell (RPCC) of Reserve Bank of India, and Agricultural Refinance and Development Corporation (ARDC). It is one of the premiere agency to provide credit in rural areas. NABARD is set up as an apex Development Bank with a mandate for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts.

    What is SIDBI?
    The Small Industries Development Bank of India is a state-run bank aimed to aid the growth and development of micro, small and medium scale industries in India. Set up in 1990 through an act of parliament, it was incorporated initially as a wholly owned subsidiary of Industrial Development Bank of India.

    What is SENSEX and NIFTY?
    SENSEX is the short term for the words "Sensitive Index" and is associated with the Bombay (Mumbai) Stock Exchange (BSE). The SENSEX was first formed on 1-1-1986 and used the market capitalization of the 30 most traded stocks of BSE. Where as NSE has 50 most traded stocks of NSE.SENSEX IS THE INDEX OF BSE. AND NIFTY IS THE INDEX OF NSE.BOTH WILL SHOW DAILY TRADING MARKS. Sensex and Nifty both are an "index”. An index is basically an indicator it indicates whether most of the stocks have gone up or most of the stocks have gone down.
     

     What is SEBI?
    SEBI is the regulator for the Securities Market in India. Originally set up by the
    Government of India in 1988, it acquired statutory form in 1992 with SEBI Act 1992 being passed by the Indian Parliament. Chaired by C B Bhave.

    What is Mutual funds?
    Mutual funds are investment companies that pool money from investors at large and offer to sell and buy back its shares on a continuous basis and use the capital thus raised to invest in securities of different companies. The mutual fund will have a fund manager that trades the pooled money on a regular basis. The net proceeds or losses are then typically distributed to the investors annually.

    What is Asset Management Companies?
    A company that invests its clients' pooled fund into securities that match its declared financial objectives. Asset management companies provide investors with more diversification and investing options than they would have by themselves. Mutual funds, hedge funds and pension plans are all run by asset management companies. These companies earn income by charging service fees to their clients.

    What are non-performing assets?
    Non-performing assets, also called non-performing loans, are loans,made by a bank or finance company, on which repayments or interest payments are not being made on time. A debt obligation where the borrower has not paid any previously agreed upon interest and principal repayments to the designated lender for an extended period of time. The nonperforming asset is therefore not yielding any income to the lender in the form of principal and interest payments.

    What is Recession?
    A true economic recession can only be confirmed if GDP (Gross Domestic Product)growth is negative for a period of two or more consecutive quarters.

    What is foreign exchange reservers?
    Foreign exchange reserves (also called Forex reserves) in a strict sense are only the foreign currency deposits and bonds held by central banks and monetary authorities.However, the term in popular usage commonly includes foreign exchange and gold,SDRs and IMF reserve positions.


     What is CRR Rate?
    A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.3

     What is SLR Rate?
    A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers.
    SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

     What is Bank Rate?
    A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.

     What is Inflation?
    A: Inflation is as an increase in the price of bunch of Goods and services that projects the Indian economy. An increase in inflation figures occurs when there is an increase in the average level of prices in Goods and services. Inflation happens when there are fewer Goods and more buyers; this will result in increase in the price of Goods, since there is more demand and less supply of the goods.

     What is Deflation?
    A: Deflation is the continuous decrease in prices of goods and services. Deflation occurs when the inflation rate becomes negative (below zero) and stays there for a longer period.

     What is PLR?
    A: The Prime Interest Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks. Adjustments to the prime rate are made by banks at the same time; although, the prime rate does not adjust on any regular basis. The Prime Rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate. The rates reported below are based upon the prime rates on the first day of each respective month. Some banks use the name "Reference Rate" or "Base Lending Rate" to refer to their Prime Lending Rate.

     What is Deposit Rate?
    A: Interest Rates paid by a depository institution on the cash on deposit.

     What is FII?
    A: FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of an institution. An institution established outside India, which proposes to invest in Indian market, in other words buying Indian stocks. FII's generally buy in large volumes which has an impact on the stock markets. Institutional Investors includes pension funds, mutual funds, Insurance Companies, Banks, etc.

     What is FDI?
    A: FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or a significant amount of ownership (stock) of a company in another country in order to gain a measure of management control” (Or) A foreign company having a stake in a Indian Company.

     What is IPO?
    A: IPO is Initial Public Offering. This is the first offering of shares to the general public from a company wishes to list on the stock exchanges.
    13. What is Disinvestment?
    A: The Selling of the government stake in public sector undertakings.

     What is Fiscal Deficit?
    A: It is the difference between the government’s total receipts (excluding borrowings) and total expenditure. Fiscal deficit in 2009-10 is proposed at 6.8% of GDP.

     What is Revenue deficit?
    A: It defines that, where the net amount received (by taxes & other forms) fails to meet the predicted net amount to be received by the government. Revenue deficit in 2009-10 is proposed at 4.8% of GDP.

     What is GDP?
    A: The Gross Domestic Product or GDP is a measure of all of the services and goods produced in a country over a specific period; classically a year. GDP during 2008-09 is 6.7%.

     What is GNP?
    A: Gross National Product is measured as GDP plus income of residents from investments made abroad minus income earned by foreigners in domestic market.

     What is National Income?
    A: National Income is the money value of all goods and services produced in a country during the year.

     What is Per Capita Income?
    A: The national income of a country, or region, divided by its population. Per capita income is often used to measure a country's standard of living.Per capita income during 2008-09 estimated by CSO: Rs.25, 494.

     What is Vote on Account?
    A: A vote-on account is basically a statement ,where the government presents an estimate of a sum required to meet the expenditure that it incurs during the first three to four months of an election financial year until a new government is in place, to keep the machinery running.

     Difference between Vote on Account and Interim Budget?
    A: Vote-on-account deals only with the expenditure side of the government's budget, an interim Budget is a complete set of accounts, including both expenditure and receipts.

     What is SDR?
    A: The SDR (Special Drawing Rights) is an artificial currency created by the IMF in 1969. SDRs are allocated to member countries and can be fully converted into international currencies so they serve as a supplement to the official foreign reserves of member countries. Its value is based on a basket of key international currencies (U.S. dollar, euro, yen and pound sterling).

     What is SEZ?
    A: SEZ means Special Economic Zone is the one of the part of government’s policies in India. A special Economic zone is a geographical region that economic laws which are more liberal than the usual economic laws in the country. The basic motto behind this is to increase foreign investment, development of infrastructure, job opportunities and increase the income level of the people.

    What is Open Market operations(OMO)?
    The buying and selling of government securities in the open market in order to expand or contract the amount of money in the banking system by RBI. Open market operations are the principal tools of monetary policy.

    What is Micro Credit?
    It is a term used to extend small loans to very poor people for self-employment projects that generate income, allowing them to care for themselves and their families.

    What is Liquidity Adjustment Facility(LAF)?
    A tool used in monetary policy that allows banks to borrow money through repurchase agreements. This arrangement allows banks to respond to liquidity pressures and is used by governments to assure basic stability in the financial markets.
    What is RTGS System?
    The acronym 'RTGS' stands for Real Time Gross Settlement. RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a 'real time' and on 'gross' basis. This is the fastest possible money transfer system through the banking channel. Settlement in 'real time' means payment transaction is not subjected to any waiting period. The transactions are settled as soon as they are processed. 'Gross settlement' means the transaction is settled on one to one basis without bunching with any other transaction.
     

    What is Bancassurance?
    It is the term used to describe the partnership or relationship between a bank and an insurance company whereby the insurance company uses the bank sales channel in order to sell insurance products.
      What is Wholesale Price Index(WPI)?
    The Wholesale Price Index (WPI) is the index used to measure the changes in the average price level of goods traded in wholesale market. A total of 435 commodity prices make up the index. It is available on a weekly basis. It is generally taken as an indicator of the inflation rate in the Indian economy. The Indian Wholesale Price Index (WPI) was first published in 1902, and was used by policy makers until it was replaced by the Producer Price Index (PPI) in 1978.

    What is Consumer price Index(CPI)?
    It is a measure estimating the average price of consumer goods and services purchased by households.

    What is Venture Capital?
    Venture capital is money provided by an outside investor to finance a new, growing, or troubled business. The venture capitalist provides the funding knowing that there’s a significant risk associated with the company’s future profits and cash flow. Capital is invested in exchange for an equity stake in the business rather than given as a loan, and the investor hopes the investment will yield a better-than-average return.

    What is a Treasury Bills?
    Treasury Bills (T-Bills) are short term, Rupee denominated obligations issued by the Reserve Bank of India (RBI) on behalf of the Government of India. They are thus useful in managing short-term liquidity. At present, the Government of India issues three types of treasury bills through auctions, namely, 91-day, 182-day and 364-day. There are no treasury bills issued by State Governments.

    What is Banking Ombudsmen Scheme?
    The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks.
    The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services.
    The Banking Ombudsman Scheme was first introduced in India in 1995, and was revised in 2002. The current scheme became operative from the 1 January 2006, and replaced and superseded the banking Ombudsman Scheme 2002.

    What is Subsidy?
    A subsidy is a form of financial assistance paid to a business or economic sector.  Most subsidies are made by the government to producers or distributors in an industry to prevent the decline of that industry or an increase in the prices of its products or to encourage it to hire more labor.

     What is a Debenture? How many types of debentures are there? What are they?
    A debenture is basically an unsecured loan to a corporation. A type of debt instrument that is not secured by physical asset. Debentures are backed only by the general creditworthiness and reputation of the issuer.
    i)Convertible Debentures: Any type of debenture that can be converted into some other security or it can be converted into stock..
    ii)Non-Convertibility Debentures(NCB): Non Convertible Debentures are those that cannot be converted into equity shares of the issuing company, as opposed to Convertible debentures. Non-convertible debentures normally earn a higher interest rate than convertible debentures do.

    What is a hedge fund?
    ‘Hedge’ means to reduce financial risk.
    A hedge fund is an investment fund open to a limited range of investors and requires a very large initial minimum investment. It is important to note that hedging is actually the practice of attempting to reduce risk, but the goal of most hedge funds is to maximize return on investment.

    What is FCCB?
    A Foreign Currency Convertible Bond (FCCB) is a type of convertible bond issued in a currency different than the issuer’s domestic currency.  In other words, the money being raised by the issuing company is in the form of a foreign currency. A company may issue an FCCB if it intends to make a large investment in a country using that foreign currency.

    What is Capital Account Convertibility(CAC)?
    It is the freedom to convert local financial assets into foreign financial assets and vice versa at market determined rates of exchange. This means that capital account convertibility allows anyone to freely move from local currency into foreign currency and back.
    The Reserve Bank of India has appointed a committee to set out the framework for fuller Capital Account Convertibility.
    Capital account convertibility is considered to be one of the major features of a developed economy. It helps attract foreign investment. capital account convertibility makes it easier for domestic companies to tap foreign markets.

     What is Current Account Convertibility?
    It defines at one can import and export goods or receive or make payments for services rendered. However, investments and borrowings are restricted.

     What is Arbitrage?
    The opportunity to buy an asset at a low price then immediately selling it on a different market for a higher price.

    What is Capitalism?
    Capitalism as an economy is based on a democratic political ideology and produces a free market economy, where businesses are privately owned and operated for profit; in capitalism, all of the capital investments and decisions about production, distribution, and the prices of goods, services, and labor, are determined in the free market and affected by the forces of supply and demand.

    What is Socialism?
    Socialism as an economy is based on a collectivist type of political ideology and involves the running of businesses to benefit the common good of a vast majority of people rather than of a small upper class segment of society.

    Banking and Finance terms in India
    educratsweb.com

    Posted by: educratsweb.com

    I am owner of this website. I Love blogging and Enjoy to listening old song. ....
    Enjoy this Author Blog/Website visit http://twitter.com/educratsweb

    if you have any information regarding Job, Study Material or any other information related to career. you can Post your article on our website. Click here to Register & Share your contents.
    For Advertisment or any query email us at educratsweb@gmail.com

    RELATED POST
    1. All Exams Previous Years Question Papers & Answer Key
    All Exams Previous Years Question Papers & Answer Key UPSC Exams Complete study Notes Click here All State Administrative services Exams Complete Study Notes Click Here
    2. Free Government job study material, old question papers, and mock tests.
    Here are some of the freely available Government job study material, old question papers, and mock tests. 1. Andhra Pradesh PSC Mock Test -  https://psc.ap.gov.in/(S(trubzeva4f4b2dcsvnzhln1a))/HomePages/MockTest.aspx 2. Arunachal Pradesh PSC Previous year Question Papers - http://www.appsc.gov.in/PreviousYearQuestionPaper.htm 3. UPSC Model Question Papers and Answers Boo
    3. National Book Trust of MHRD Launches #StayHomeIndiaWithBooks initiative
    100+ books can be downloaded from NBT's website  in PDF format In the wake of Preventive Measures of the Government of India to contain the spread of Covid-19, and to encourage people to #StayIn and #StayHome, the National Book Trust of HRD Ministry, in its efforts to encourage people to read books while at home, is providing its select and best-selling titles for FREE Download as part of its initiative of #StayHomeIndiaWithBooks! The 100+ books, in PDF format, can be downl
    4. e-book of CHANDRAYAAN 2 - The Journey of a billion Dreams
    e-book of CHANDRAYAAN 2 - The Journey of a billion Dreams Download e-book
    5. NRC Bill: जानें क्या है एनआरसी बिल, क्यों मचा है इस पर घमासान
    National Register of Citizens Bill: एनआरसी या नैशनल रजिस्टर ऑफ सिटिजन बिल का मकसद अवैध रूप से भारत में बसे अप्रवासी लोगों को बाहर निकालना है। बता दें कि एनआरसी (NRC Bill In Hhindi) अभी केवल असम में
    6. General Knowledge Questions - 13
    General Knowledge Questions - 13  Q. What is the full form of 'ATM'? Answer: Automated Trailer Machine Q. Which state in India produce the highest amount of tea? Answer: Assam Q. The situation monopoly in market refers to- Answer: One seller many buyer. Q. The sour taste in vinegar is due to the presence of- Answer:Acetic Acid Q. Which is the youngest mountain in India? Answer: Himalaya.
    7. What is the difference between NPR and Population Census?
    What is the difference between NPR and Population Census? The recent news about the Cabinet ministry’s fund approval for NPR Census has created confusion among people about these terms. Often used interchangeably, both the terms have completely different meanings. Let’s understand in detail through this article. After the cabinet today approved an amount of Rs. 8700 crores for population census an Rs. 3900 crore for NPR (National Population Register), a lot o
    8. General Knowledge Questions - 12
    General Knowledge Questions - 12  Q. Which organisation or bodies decides monetory policy in India? Answer: RBI Reserve Bank of India. Q. Which is the largest country of AFRICA? Answer: Algeria. Q. What type of pollution is caused by the burning of fossil fuels? Answer: Soil, water and air pollution. Q. At first paper is invented in which country? Answer: China. Q. What is the full form of "DBMS"
    9. Citizenship (Amendment) Act, 2019
    Citizenship (Amendment) Act, 2019 The Citizenship (Amendment) Act, 2019 was passed by the Parliament of India on 11 December 2019. It amended the Citizenship Act of 1955 by providing a path to Indian citizenship for Hindu, Sikh, Buddhist, Jain, Parsi, and Christian religious minorities fleeing persecution from Pakistan, Bangladesh and Afghanistan. Muslims were not given such eligibility. The act was the first time religion had been used as a criterion for citizenship under Indi
    10. General Knowledge Questions - 1
     General Knowledge Questions 1. Blood does not coagulate so long it remains in the circulatory system because of- A. Pressure of heparin in blood. B. Pressure of blood. C. Presence of iron pigments in blood. D. Constant heart beat. 2. Indian Constitution came into force from- A. 26th January, 1949 B. 26th November, 1949 C. 26th January, 1950 D. 26th November, 1950
    11. General Knowledge Questions - 5
    General Knowledge Questions - 5  1. Light energy is converted into chemical energy in- A. Electrolysis. B. Photosysthesis. C. Respiration. D. Photoelectric effect. 2. The fourth state of matter- A. Plasma B. Solid C. Viscous. D. Super cooled. 3. The first receipent of Rajiv gandhi Khel ratna Award is- A. Limba Ram B. Leander peas. C. Vishwanathan Anand D.
    12. General Knowledge Questions - 8
    General Knowledge Questions - 8  1. Who was recently appointed as the interim president of BCCI- A. Jagmohan Dalmia B. Sunil Gavaskar C. Sashant Manohar D. Ravi Shastri 2. In Idnia, due to the influence of retreating monsson, rainfall occurs in the- A. Coromondol Coast B. Northern circars coast C. Konkon Coast D. Malabar Coast 3. The pale yellowish color of the urine in a normal per
    13. About Right to Information Act 2005
    About Right to Information Act 2005 Bringing Information to the Citizens Right to Information Act 2005 mandates timely response to citizen requests for government information. It is an initiative taken by Department of Personnel and Training, Ministry of Personnel, Public Grievances and Pensions to provide a– RTI Portal Gateway to the citizens for quick search of information on the details of first Appellate Authorities,PIOs etc. amongst others, besides access
    14. General Knowledge Questions - 7
    General Knowledge Questions - 7  1. If we add Extra solvent to a solution, it becomes- A. Super satured B. Saturated C. Non-saturated D. Colloidal solution 2. The world famous Ajanta Caves is located in- A. Orissa B. Andhra Pradesh C. Kerala D. Maharashtra 3. The mobile handset making company "Nokia" was recently purchased by A. Blackberry B. Microsoft
    15. General Knowledge Questions - 10
    General Knowledge Questions - 10  1. Subhash Bose disappeared from his residence in the year- A. 1940 B. 1941 C. 1939 D. 1938 2. The first Indian to receive an Oscar for music direction is- A. K.L Saigal B. Pankaj Kumar Mollick C. Salil Chowdhury D. A.R Rahaman 3. The first bengali translator of "Mahabharata" was- A. Kabikanakan Mukundaram. B. Chandidas
    16. General Knowledge Questions - 11
    General Knowledge Questions - 11  Q. What is the width of a football Goal? Answer: 8 yards Q. The term "Double fault" is associated with which sports? Answer:  Tennis Q. Bronchitis is the abnormality of- Answer: Respiratory tract. Q. Which is the first Indian aircraft carrier which has been recently decommissioned? Answer: INS Vikrant Q. Which political party is formed by Imran Khan in Pakis
    17. General Knowledge Questions - 2
    General Knowledge Questions - 2 Q. FIBA is related with Which sport ? Answer: Basketball Q. "ASEAN", the south east organisation has how many members? Answer: 10 Q. Vijay hazare trophy is related to which sport? Answer: Cricket Q. World Autism day is celebrated on- Answer: 2nd April Q. Who has the power to appoint Union Public Service Commission members in India? Answer: President. Q.
    18. What is National Population Register (NPR)
    What is National Population Register (NPR) The National Population Register (NPR) is a list of all the people residing in India and includes both the citizens and non-citizens as well. This definition is based on the statement by the Minister of State for Home Affairs Kiren Rijiju as a response in the Rajya Sabha that was released on 26 November 2014 by the Ministry of Home Affairs, Government of India. It stated that "the NPR is the first step towards creation of National
    19. Vidyapati (1352–1448),
    Vidyapati (1352–1448), also known by the sobriquet Maithil Kavi Kokil (the poet cuckoo of Maithili), was a Maithili and Sanskrit poet, writer and polyglot. Vidyapati's influence was not just restricted to Maithili and Sanskrit literature but also extended to other Eastern literary traditions.The language at the time of Vidyapati, the prakrit-derived late abahatta, had just begun to transition into early versions of the Eastern languages such as Maithili, Bhojpuri etc.
    20. General Knowledge Questions - 9
    General Knowledge Questions - 9  1. Koutilya wrote the book named- A. Mudrarakhsas B. Astadhyai C. Buddhacharit D. Arthasastra 2. On the different blood groups A, B, AB and O which one can be given to a person whose blood group is A? A. Group A only B. Group B only C. Group A and O D. Group A and B 3. A body moving uniformly along a circular path has- A. Constant velocity
    21. General Knowledge Questions - 6
    General Knowledge Questions - 6  1. The name of the Indian cricketer who taken ten wickets in one innings of a test cricket match(for men) A. B.S. Bedi B. Chandrasekhar C. Kapil Dev D. Anil Kumbley 2. Ecology is the study of interrelations among- A. Soil and water B. Man and Environment C. Organisms and environment D. Members of a family 3. The world famous athlete Usain Bolt is fro
    22. Previous Year Question Papers for CBSE Examination 2019 : Class X | Class XII
    Question Papers for Examination 2019 : Class X  |   Class XII Question Paper for Class X (Board Examination 2019) <=blue alink="RED" vlink="PURPLE">
    23. NISHTHA | National Portal of India
    NISHTHA | National Portal of India NISHTHA, India, India Portal, National Portal of India, Government Information, Government Services, National Informatics Centre, NIC, nic,  e-Government, e-Governance in India, MeitY The Department of School Education and Literacy has launched a National Mission to improve learning outcomes at the elementary level through an Integra
    24. Top General Knowledge Based Question for Competitive Exam.
    General Knowledge is a common topic for any examination. So it is the most important subject for everyone. Through this page, you can get a general knowledge about India and abroad, sports, politics, awards, new policies, history etc. If you are preparing for competitive exams like IAS, PCS, Railways, SSC, UPSC, Bank and other state government exams. then this page can help you a lot. So let’s take a view on Gen
    25. What is Vedic Mathematics
    Vedic Mathematics is a collection of Techniques/Sutras to solve mathematical arithmetics in easy and faster way. It consists of 16 Sutras (Formulae) and 13 sub-sutras (Sub Formulae) which can be used for problems involved in arithmetic, algebra, geometry, calculus, conics. Vedic Mathematics is a system of mathematics which was
    26 CIMAP Scientist Technical Officer Vacancy Recruitment 2020 #Jobs 16 Days Remaining for Apply
    CIMAP Scientist Technical Officer Vacancy Recruitment 2020 CSIR-Central Institute of Medicinal and Aromatic Plants (CSIR-CIMAP), invites online applications in the prescribed format from Indian citizens for the recruitment of Government Job vacancy posts of Scientists and Technical Officer from enthusiastic young and dynamic Indian Nationals involved in Product Development/Technology Innovation/Applied Technology/Translation Research having excellent academic record/proven ...
    27 Maha Metro Pune Project Job Vacancy Recruitment 2020-21 #Jobs 1 Days Remaining for Apply
    Maharashtra Metro Rail Corporation Limited (MAHA-Metro) invites applications from Indian Nationals for the Recruitment of following Supervisory and Non-Supervisory Sarkari Naukri vacancy posts for Operation and Maintenance (O & M) department of Pune Metro Rail Project on regular basis. (Advertisement No. MAHA-Metro/P/HR/O &M/06(S-NS)/2020/). ...
    28 Recruitment of Assistant Engineer Trainee Civil Vacancy in Uttar Pradesh Power Corporation Ltd (UPPCL) 2021 #Uttar Pradesh 7 Days Remaining for Apply
    Uttar Pradesh Power Corporation Ltd (UPPCL) invites online application in the prescribed format from eligible Indian Nationals for direct recruitment to the following Sarkari Naukri vacancy posts of Assistant Engineer (Trainee - Civil Engineering) for various offices (DISCOMS/TRASCO) of Uttar Pradesh Power Corporation Ltd. (UPPCL) (Advt. No. 08/VSA/2020/AE/Civil). ...
    29 Recruitment of Experienced Technical Professionals in NFL 2020 #Bank 1 Days Remaining for Apply
    National Fertilizers Limited (NFL) is looking for qualified, bright, young, energetic, dynamic and result oriented Engineers as Management Trainee (Technical) in various disciplines for its various Units / Offices. Online applications in the prescribed format are invited by the NFL for recruitment of following the 30 Management Trainee Technical vacancy recruitment. (Advt. No. 05/2020) ...
    30 Recruitment of Section and Translation Officer in Press Council 2021 #Jobs 12 Days Remaining for Apply
    Applications in the prescribed format are invited from eligible Indian citizens to fill up the Sarkari Naukri vacancy posts for the recruitment of Assistant Section Officer (ASO) (Group-B Non-Gazetted) and Junior Translation Officer (JTO) in Press Council of India (Advertisement No. 1/9/2020-PCI (Admin)). Press Council Section Translation Officer Recruitment 2021 Vacancies ...
    31 Manager Job Vacancy Recruitment in NPS Trust 2021 #Jobs 9 Days Remaining for Apply
    National Pension System Trust (NPS Trust) invites online applications in the prescribed format from eligible Indian citizens for recruitment to fill up the following Sarkari Naukri vacancy posts of Officer Grade B (Manager) and Officer Grade A (Assistant Manager) across different streams on direct recruitment basis. (Advertisement No. 2/2020-21) NPS Trust Manager Jobs Recruitment 2021 Vacancies ...
    32 Recruitment of Staff Vacancy in NPCIL GHAVP Unit 2021 #Jobs 5 Days Remaining for Apply
    Gorakhpur Haryana Anu Vidyut Pariyojana (GHAVP) under Nuclear Power Corporation of India Limited (NPCIL) is planning for recruitment of the following Government Jobs of Staff through Online application in the prescribed format in NPCIL GHAVP at district Fatehabad (Haryana). (Advertisement No: NPCIL/GHAVP/HR/RECTT/2021/01) NPCIL Haryana GHAVP Unit Staff Vacancy Recruitment 2021 ...
    33 Scientist and Driver Recruitment in NBRI Lucknow 2020-21 #Jobs 38 Days Remaining for Apply
    CSIR- National Botanical Research Institute (NBRI), Lucknow, a premier plant science research institute under CSIR. CSIR-NBRI  invites applications in the prescribed recruitment form from enthusiastic, innovative and young Indian researchers having an excellent academic record and proven scientific achievements for Recruitment to fill up the following Sarkari Naukri vacancies of  Scientists and Vehicle Driver Job Vacancies in CSIR CBRI. (Advertisement No. 02/2020) CSIR NBRI Scientist and ...
    34 Officer Engineer Vacancy Recruitment by Meghalaya Advt. No. 2020-21/70 #Jobs 13 Days Remaining for Apply
    On behalf of various Government Departments of Meghalaya Government,  Meghalaya Public Service Commission (PSC) invites online applications in the prescribed form from eligible candidates for direct recruitment of following Sarkari Naukri Vacancy of Officers/Engineer etc. in various Departments/Organisation of Meghalaya Government.  (Advt. No. MPSC/Advt-54/1/2020-21/70) Meghalaya PSC Officer Engineer Vacancy recruitment 2020-21 ...
    35 India Post GDS Recruitment 2020-21 for Gujarat and Karnataka States #Jobs 0 Days Remaining for Apply
    Online applications in the prescribed format are invited for Gujarat and Karnataka Circles of Indian Postal Department from eligible candidates for the recruitment selection and engagement to the Government Job vacancy posts of Gramin Dak Sevak (GDS) under Cycle-III/2020-2021 in the posts offices of the respective circles in the states in Gujarat and Karnataka states. (Advertisement Numbers - GRAMIN DAK SEVAKS CYCLE – III/2020-2021) ...
    36 Recruitment of Probationary Officers in ECGC Ltd. 2021 #Jobs 11 Days Remaining for Apply
    ECGC Limited invites online applications in the prescribed format for the recruitment for Sarkari Naukri vacancy posts of Probationary Officers (PO) from Indian citizens in various specialist/ generalist disciplines. ECGC limited Probationary officer Recruitment 2021 ECGC Probationary Officer Recruitment 2021 Vacancies     Probationary Officers: 59 vacancies (UR-25, EWS-05, OBC-16, SC-09, ST-04) (PWD-04), Pay Scale: ₹32795-62315 (Under revision since 2017), A ...
    37 Technical & Support Staff Vacancy Recruitment in CDRI Lucknow #Uttar Pradesh 16 Days Remaining for Apply
    Online applications in the prescribed format are invited from technically qualified persons for the Sarkari Naukri Vacancy of Technical & Support Staff as Technical Officer, Technical Assistant, and Technician at various levels in CSIR - Central Drug Research Institute (CDRI), Lucknow in the areas of Life Sciences, Chemical Sciences, Pre-clinical Sciences and Scientific & Technical support divisions of CSIR-CDRI. (Advt. No. 11/2020) SarkariNaukriBlog dot com. CDRI Technical and Support Sta ...
    38 Police Constable Vacancy Recruitment by Haryana SSC Advt. No. 4/2020 #Haryana 21 Days Remaining for Apply
    Haryana Staff Selection Commission (HSSC/HRYSSC) invites online applications in the prescribed form from eligible candidates for direct recruitment of following Sarkari Naukri Vacancy of Constables (Male/Female) in Group-C in Haryana Police.  (Advt. No. 4/2020) Haryana SSC Police Constable Recruitment Advt. No. 4/2020 Haryana SSC Police Constable Recruitment 2021 Vacancies     Male Constable (General Duty): 5500 vacancies     ...
    39 IBPS IT Jobs Vacancy Recruitment 2021 #Bank 19 Days Remaining for Apply
     Institute of Banking Personnel Selection (IBPS), an autonomous body, has been authorised by the IBA, invites online applications in the prescribed format from eligible candidates for selection of personnel to the following Information Technology (IT) Sarkari Naukri Vacancy posts in IBPS. IBPS IT Jobs Recruitment 2021 Vacancies     Analyst Programmer - Windows: 01 vacancies     Analyst Programmer - Frontend: 02 vacancies   ...
    40 Vidhi Rachanakar Vacancy Recruitment by RPSC 2021 #Rajasthan 27 Days Remaining for Apply
    Rajasthan Public Service Commission (RPSC) invites Online application in the prescribed format for the recruitment for the following Sarkari Naukri vacancy of  Vidhi Rachanakar (विधि रचनाकार) for Rajasthan Law and Legal Affairs Department of Rajasthan Government (Advt. No. 07/EP-I/2020-21). Rajasthan PSC recruitment examination requires hard work, dedication, and extensive study. The details of RPSC Vidhi Rachanakar Vacancy Recruitment 2021 are given below. ...
    41 Recruitment of Regular Job Vacancies in IRCON International 2021 #Jobs 9 Days Remaining for Apply
    IRCON International Limited, A Public Sector Undertaking under the Ministry of Railways invites online applications on prescribed format for the recruitment for the following regular Government Job vacancy posts in the disciplines of  Civil, Electrical, Finance and Legal disciplines at Ircon's various projects situated in various states across India. (Advertisement No. 07/2020). Ircon International regular job vacancy 2021 IRCON Regular Job Recruitment 2021 Vacancie ...
    42 Recruitment for Regular and Fixed Job vacancy in HIL India Limited 2021 #Jobs 16 Days Remaining for Apply
    HIL (India) Limited (Formerly known as Hindustan Insecticides Limited), a Govt. of India Enterprise, under the Department of Chemicals & Petrochemicals, Ministry of Chemicals & Fertilizers,  invites application in the prescribed format for the recruitment of following Sarkari Naukri job vacancy posts on a Regular and Fixed Tenure basis for the year 2021. HIL India Job Recruitment 2021 Vacancies     Finance Manager: 02 vacancies in E-4 cadre on a r ...
    43 NCC Special Entry Scheme 49th Course Commencing April 2021 Short Service Commission (SSC) Officer for Male & Women in Indian Army #Defense & Police 8 Days Remaining for Apply
    NCC Special Entry Scheme 49th Course Commencing April 2021 Short Service Commission (SSC) Officer for Male & Women in Indian Army The Indian Army is looking for a few good Men and Women. For the best and the brightest among you. Online applications on prescribed format are invited from unmarried male and female or widow of defense candidates for grant of Short Service Commission (SSC) in the Indian Army for NCC April 2021 entry. The NCC holders will become SSC Officers i ...
    44 Recruitment of Faculty & non-Teaching Vacancy in IIT Tirupati 2021 #Jobs 9 Days Remaining for Apply
    Indian Institute of Technology (IIT) Tirupati (Andhra Pradesh) invites online applications in the prescribed format from candidates with an established record of independent high-quality research and commitment to teaching for regular Faculty Sarkari Naukri Vacancy positions of Professor, Associate Professors, and Assistant Professor and regular non-teaching staff vacancies. (Advertisement No. IITT/FAC – RMT-01/2020 & IITTP/Staff RMT-01/2020) Government Jobs Vacancy Recruitment IIT Tirup ...
    45 Direct Recruitment Job Vacancy in National Book Trust 2021 #Jobs 25 Days Remaining for Apply
    The National Book Trust (NBT) is an apex professional body established by the Government of India, invites application in the prescribed format from eligible candidates for recruitment and filling up the following Sarkari Naukri Vacancy posts on direct recruitment basis for its head office at New Delhi and regional offices at Bengaluru, Mumbai and Kolkata (Advertisement No.Estt./43/2020). National Book Trust Regular Job Recruitment 2021 Vacancies     Assistant ...
    46 Recruitment for Medical Jobs Vacancy in AIIMS Bilaspur by PGIMER Chandigarh 2021 #Chandigarh 25 Days Remaining for Apply
    Postgraduate Institute of Medical Education & Research (PGIMER), Chandigarh invites online applications from the citizens of India for Recruitment and filling up of following various Non-Teaching Sarkari Naukri Vacancy posts of Group ‘A’, ‘B’ and ‘C’ on regular basis for different departments of All India Institute of Medical Sciences (AIIMS), Bilaspur, Himachal Pradesh. (Advertisement No. PGI/RC/019/2021/158) AIIMS Bilaspur Regular Jobs Recruitment ...
    47 Various Jobs in Jammu & Kashmir Rural Livelihoods Mission #Jammu and Kashmir 1 Days Remaining for Apply
    SIDS (human resource agency), invites online applications on fast track basis from domiciles of UT Jammu & Kashmir for their selection in Jammu & Kashmir Rural Livelihoods Mission on contract basis, for the following Positions: The Jammu and Kashmir Rural Livelihoods Mission (JKRLM) is the implementing agency for Deen Dayal Antodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) and registered under J& ...
    48 Apex Bank Officer Grade Vacancy Recruitment 2021 #Bank 11 Days Remaining for Apply
    M.P. Rajya Sahakari Bank Maryadit (Apex bank - MPRSB) (M.P. State Cooperative Bank Limited) having headquartered at Bhopal (Madhya Pradesh) invites Online application in the prescribed format from Indian citizens for recruitment and appointment to the following 29 Posts of Officers Grade (Specialists) for the year 2021 in Apex Bank. Apex Bank Specialist Officer Grade Recruitment 2021 Vacancies     Apex Bank Officer Grade : 29 vacancies in SM-I/SM-II/MM-I/MM-II ...
    49 Apex Bank Cadre Officer Vacancy Recruitment 2021 #Bank 18 Days Remaining for Apply
    M.P. Rajya Sahakari Bank Maryadit (Apex bank - MPRSB) (Madhya Pradesh State Cooperative Bank Limited) having headquartered at Bhopal (Madhya Pradesh) invites Online application in the prescribed format from Indian citizens for recruitment and appointment to the following 75 Sarkari Naukri Vacancy Posts of Cadre Officers for the year 2021 in Apex Bank. Apex Bank Cadre Officer Recruitment 2021 Vacancies     Chief Executive Officer (General Manager) Class-I : 12 ...
    50 दिखाओ अपनी प्रतिभा पूरे देश को हिन्दुस्तान ओलिंपियाड के साथ #Scholorship 19 Days Remaining for Apply
    दिखाओ अपनी प्रतिभा पूरे देश को हिन्दुस्तान ओलिंपियाड के साथHindustan Olympiad Identified as one of the world’s biggest Olympiads with a legacy of ...
    We would love to hear your thoughts, concerns or problems with anything so we can improve our website educratsweb.com ! visit https://forms.gle/jDz4fFqXuvSfQmUC9 and submit your valuable feedback.
    Save this page as PDF | Recommend to your Friends
    Add FREE Listing to Bharatpages Business Directory
    Read this site in Bengali English Gujarati Hindi Kannada Punjabi Tamil Telugu Urdu or Any other Language Google's cache Page
    January 20 - Historical Events - On This Day
    Subh Budhwar (Wednesday)  IMAGES, GIF, ANIMATED GIF, WALLPAPER, STICKER FOR WHATSAPP & FACEBOOK
    Subh Budhwar (Wednesday)

    Great Republic Day Sale | 20th - 23rd Jan  IMAGES, GIF, ANIMATED GIF, WALLPAPER, STICKER FOR WHATSAPP & FACEBOOK Great Republic Day Sale | 20th - 23rd Jan

    Recent Posts

    Big Saving Days from 20th-24th Jan'21 | Early access for Plus Members | Flipkart.com  IMAGES, GIF, ANIMATED GIF, WALLPAPER, STICKER FOR WHATSAPP & FACEBOOK Big Saving Days from 20th-24th Jan'21 | Early access for Plus Members | Flipkart.com

    Jobs & Career Engineering Faculty & Teaching Defense & Police UPSC Scholorship Railway IT & Computer SSC Clerk & Steno UGC NET
    Contents News Education General Awareness Government Schemes Admit Card Study Material Exam Result Scholorship DATA Syllabus Contact us
    Explore more Archives Web Archive Register / Login Rss feed Posts Free Online Practice Set Useful Links / Sitemap Photo / Video Search Pincode Best Deal Greetings Recent Jobs Guest Contributor educratsweb Latest Jobs Notification sarkariniyukti.blogspot.com Bharatpages - BUSINESS DIRECTORY IN INDIA - FREE ONLINE BUSINESS LISTING
    Our Blog Bhakti Sangam chitragupta ji maharaj shri shirdi sai baba sansthan

    Great Republic Day Sale | 20th - 23rd Jan
    Great Republic Day Sale | 20th - 23rd Jan

    Guest Post | Submit   Job information   Contents   Link   Youtube Video   Photo   Practice Set   Affiliated Link   Register with us Register login Login
    educratsweb logo
    educratsweb provide the educational contents, Job, Online Practice set for students.
    if you have any information regarding Job, Study Material or any other information related to career. you can Post your article on our website. Click here to Register & Share your contents.
    For Advertisment email us at educratsweb@gmail.com
    Search | http://educratsweb.com/content.php?id=9