WE ARE HIRING
Manappuram Finance Limited, India's leading NBFC, requires professionals for various job openings.
Interested candidates may apply through our career portal: https://www.manappuram.com/careers/
MANAPPURAM
•* FINANCE LIMITED
Regd-off: Manappuram House, Valapad, Thrbsur. Kerala-680567

Career Opportunities

Apply for the following positions at Manappuram Finance Ltd.

• DGM ECONOMIST & HEAD PLANNING Apply Now

  Date: Nov 15, 2018

  Job Code : TA485/11/18

  Grade/Level: DEPUTY GENERAL MANAGER

  Qualification: MA ECONOMICS/PHD IN ECONOMICS/ECONOMETRICS

  Department: PLANNING

  Location: A O VALAPAD

  Experience: 10 YEARS TO 15 YEARS IN DATA FORECASTING

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Advise/update management about the likelihood of continuance or change in current economic trend, especially as impacting the financial services sector
  • Make reasonably accurate forecasts to minimize risk to the business from external uncertainities and provide a sound quantitative base for effective decision making and forward planning
  • Provide Micro & Macro economic research insights based on external market data to continuously update leadership on challenges and oppurtunities. Examples of Reserch topics include: What are emerging financial needs of customer segment X in geography Y? What are the key drivers of successful competition efforts to enter Business Segment Z?
  • Set up frame works and on going processes to monitor the market trends and check pulse of different customer segments
  • Provide Adhoc economic research and reports for specific business initatives eg: launching new lending products or entering new geographies, proactively identify public data sources and structure external vendor relationships if required for research. Expected to cultivate network with access to all available sources of data/ information to aid in accurate forecasting
  • Should possess a strategic thinker- mentality of identifying emerging oppurtunities based on research insights.
  • Ability to collabrate across internal stake holders.
  • Ability to thrive in enterpreneurial unsturctured environment.
  • Ability to identify creative workaround solutions to get things done.
  • For accurate forecasting, various types of informations and data are required. The position will involve recruitment/ setting up of a small team of officials with capability in Data Analytics/ Statistics/ Econometrics etc to help with the above functions of Analysis/ Forecasting/Planning

• MANAGER COMPLAINCE Apply Now

  Date: Nov 15, 2018

  Job Code : TA490/11/18

  Grade/Level: MANAGER

  Qualification: B.Com/ M.Com

  Department: COMPLIANCE

  Location: A O VALAPAD

  Experience: 02 YEARS TO 03 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Develop  and oversee control systems to prevent or deal with violations of legal guidelines and internal policies
  • Evaluate the efficiency of controls and improve them continuously
  • Revise procedures, reports etc. periodically to identify  hidden risks or non-conformity issues
  • Draft, modify and implement company policies
  • Collaborate with corporate counsels and HR departments to monitor enforcement of standards and regulations
  • Assess the business's future ventures to identify possible complaince risks
  • Review the work of colleagues when necessary to identfy complaince issues and provide advice or training
  • Keep abreast of regulatory developments within or outside of the company as wel as evolving best practices in complaince control
  • Prepare reports for senior management and external regulatory bodies as appropriate

• DGM COMPLIANCE Apply Now

  Date: Nov 15, 2018

  Job Code : TA489/11/18

  Grade/Level: DEPUTY GENERAL MANAGER

  Qualification: MBA/LLB/Mcom

  Department: COMPLIANCE

  Location: A O VALAPAD

  Experience: 05 TO 08 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Monitoring the regulatory developments and initiate necessary steps to implement the changes required by coordinating with respective departments/process owners.
  • Monitor the task assigned to managers
  • Identify and intimate compliance requirements for implementation and followed up for updating the status and reporting thereof
  • Independent reviews assigned from time to time

• GM COMPLIANCE Apply Now

  Date: Nov 15, 2018

  Job Code : TA488/11/18

  Grade/Level: GENERAL MANAGER

  Qualification: CA/CMA/LLB/CS

  Department: COMPLIANCE

  Location: A O VALAPAD

  Experience: 08 YEARS TO 10 YEARS (Experienced in BFSI companies)

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Assist the Department head to plan and coordinate the operational activities of the company to guarantee the compliance with the regulations pertaining to the industry they are working in.
  • Assist in promoting an atmosphere of compliance within the department and monitor the activities of Managers involved within the program who report, directly or indirectly
  • Assist in ensuring that the entire program has adequate and ongoing compliance training and that there is a plan in place for discussion of important information.
  • Monitoring the regulatory developments and initiate necessary steps to implement the changes required by coordinating with respective departments/process owners.
  • Monitor the task assigned to managers
  • Assist in compliance monitoring of subsidiary companies and group companies

• AGM FCU (MICROFINANCE/ HOME FINANCE & LAP/ TWO WHEELER FINANCE & TRACTOR/ PERSONAL AND COMME Apply Now

  Date: Nov 15, 2018

  Job Code : TA487/11/18

  Grade/Level: ASSISTANT GENERAL MANAGER

  Qualification: MBA/PG IN MATHS/STATISTICS

  Department: FRAUD CONTROL UNIT

  Location: A O VALAPAD

  Experience: 08 YEARS TO 10 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 4

  A. Key Responsibilities of an AGM / DGM "Vigilance & Fraud Control, Micro Finance”.  Micro Finance, Product Based Reporting:
  Skills & Qualification Required: B. Key Responsibilities of an AGM / DGM "Vigilance & Fraud Control, Commercial Vehicle Finance & Other Vehicle Finance”.  Commercial Vehicle Finance & other vehicle Finance, Product Based Reporting:
  Skills & Qualification Required: C. Key Responsibilities of an AGM / DGM "Vigilance & Fraud Control, Secured Loans (Home Finance, LAP, SME)”. Secured Loans (Home Finance, LAP, SME etc), Product Based Reporting:
  Skills & Qualification Required: D. Key Responsibilities of an AGM / DGM "Vigilance & Fraud Control, Un-Secured Loans (Personal Loans, Business Loan, SME, Cross Sell)”. Un-Secured Loans (Personal Loans, Business Loan etc), Product Based Reporting:
  Skills & Qualification Required:  
   
   
   
  
   
   
   
  
   

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  • Initiating the process of monitoring the sourcing quality of Commercial Vehicle Finance & other vehicle Finance Products sourced and sharing reports with the business units for their proactive review and necessary actions.
  • Maintaining the process of preparing and sharing of reports based on Alerts and Market Information.

1. 1. Setting up process of monitoring sourcing quality, sharing of inputs with business units for additional due diligence.
   2. Customer's profile check to be conducted discretely using the field Team available across regions and Tracking / Monitoring Responses.
   3. Raising alerts to Unit Heads / Product Managers and Senior Management for their detailed review and responses for cases where the Field Checks have been found to be Negative.
   4. Analysing responses /and perform additional Investigations to seek business decision on Account Continuity and Related Staff Actionables.
   5. Maintenance of trackers with details of the cases reviewed.
   6. Sharing of details of cases for staff accountability tracking.
   7. Sharing of details of the cases for reporting in monthly dashboard to Senior Management and Audit Committee.
   8. Quarterly submission and sharing of Sourcing Issues to Product Staff and Introduce Our Staff & Management to the Recent Fraud Trends.
   9. Networking with competitor on industry best practices

• • Should be a Graduate with a Good Command over writing & speaking English. Additional Knowledge of knowing Regional Languages is also a requirement and added advantage.
  • Must have Good Knowledge on Banking and NBFC Products.
  • Must have Experience in Handling Big Teams.
  • Any Higher Qualifications (MSC Mathematics / MSC Statistics / PGDBM / MBA) would have an added advantage.
  • Working knowledge of Computers (Word / XL / Power Point) is Compulsory.
  • Outstanding analytical / presentation skills, must have an eye for detail and a Quick learner of new systems / technology.
  • Prior knowledge of Investigations and Fraud Control on Banking Products will have and added advantage.
  • Initiating the process of monitoring the sourcing quality of Commercial Vehicle Finance & other vehicle Finance Products sourced and sharing reports with the business units for their proactive review and necessary actions.
  • Maintaining the process of preparing and sharing of reports based on Alerts and Market Information.

1. 1. Setting up process of monitoring sourcing quality, sharing of inputs with business units for additional due diligence.
   2. Customer's profile check to be conducted discretely using the field Team available across regions and Tracking / Monitoring Responses.
   3. Raising alerts to Unit Heads / Product Managers and Senior Management for their detailed review and responses for cases where the Field Checks have been found to be Negative.
   4. Analysing responses /and perform additional Investigations to seek business decision on Account Continuity and Related Staff Actionables.
   5. Maintenance of trackers with details of the cases reviewed.
   6. Sharing of details of cases for staff accountability tracking.
   7. Sharing of details of the cases for reporting in monthly dashboard to Senior Management and Audit Committee.
   8. Quarterly submission and sharing of Sourcing Issues to Product Staff and Introduce Our Staff & Management to the Recent Fraud Trends.
   9. Networking with competitor on industry best practices

• • Should be a Graduate with a Good Command over writing & speaking English. Additional Knowledge of knowing Regional Languages is also a requirement and added advantage.
  • Must have Good Knowledge on Banking and NBFC Products.
  • Must have Experience in Handling Big Teams.
  • Any Higher Qualifications (MSC Mathematics / MSC Statistics / PGDBM / MBA) would have an added advantage.
  • Working knowledge of Computers (Word / XL / Power Point) is Compulsory.
  • Outstanding analytical / presentation skills, must have an eye for detail and a Quick learner of new systems / technology.
  • Prior knowledge of Investigations and Fraud Control on Banking Products will have and added advantage.
  • Initiating the process of monitoring the sourcing quality of Commercial Vehicle Finance & other vehicle Finance Products sourced and sharing reports with the business units for their proactive review and necessary actions.
  • Maintaining the process of preparing and sharing of reports based on Alerts and Market Information.

1. 1. Setting up process of monitoring sourcing quality, sharing of inputs with business units for additional due diligence.
   2. Customer's profile check to be conducted discretely using the field Team available across regions and Tracking / Monitoring Responses.
   3. Raising alerts to Unit Heads / Product Managers and Senior Management for their detailed review and responses for cases where the Field Checks have been found to be Negative.
   4. Analysing responses /and perform additional Investigations to seek business decision on Account Continuity and Related Staff Actionables.
   5. Maintenance of trackers with details of the cases reviewed.
   6. Sharing of details of cases for staff accountability tracking.
   7. Sharing of details of the cases for reporting in monthly dashboard to Senior Management and Audit Committee.
   8. Quarterly submission and sharing of Sourcing Issues to Product Staff and Introduce Our Staff & Management to the Recent Fraud Trends.
   9. Networking with competitor on industry best practices

• • Should be a Graduate with a Good Command over writing & speaking English. Additional Knowledge of knowing Regional Languages is also a requirement and added advantage.
  • Must have Good Knowledge on Banking and NBFC Products.
  • Must have Experience in Handling Big Teams.
  • Any Higher Qualifications (MSC Mathematics / MSC Statistics / PGDBM / MBA) would have an added advantage.
  • Working knowledge of Computers (Word / XL / Power Point) is Compulsory.
  • Outstanding analytical / presentation skills, must have an eye for detail and a Quick learner of new systems / technology.
  • Prior knowledge of Investigations and Fraud Control on Banking Products will have and added advantage.
  • Initiating the process of monitoring the sourcing quality of Commercial Vehicle Finance & other vehicle Finance Products sourced and sharing reports with the business units for their proactive review and necessary actions.
  • Maintaining the process of preparing and sharing of reports based on Alerts and Market Information.

1. 1. Setting up process of monitoring sourcing quality, sharing of inputs with business units for additional due diligence.
   2. Customer's profile check to be conducted discretely using the field Team available across regions and Tracking / Monitoring Responses.
   3. Raising alerts to Unit Heads / Product Managers and Senior Management for their detailed review and responses for cases where the Field Checks have been found to be Negative.
   4. Analysing responses /and perform additional Investigations to seek business decision on Account Continuity and Related Staff Actionables.
   5. Maintenance of trackers with details of the cases reviewed.
   6. Sharing of details of cases for staff accountability tracking.
   7. Sharing of details of the cases for reporting in monthly dashboard to Senior Management and Audit Committee.
   8. Quarterly submission and sharing of Sourcing Issues to Product Staff and Introduce Our Staff & Management to the Recent Fraud Trends.
   9. Networking with competitor on industry best practices

• • Should be a Graduate with a Good Command over writing & speaking English. Additional Knowledge of knowing Regional Languages is also a requirement and added advantage.
  • Must have Good Knowledge on Banking and NBFC Products.
  • Must have Experience in Handling Big Teams.
  • Any Higher Qualifications (MSC Mathematics / MSC Statistics / PGDBM / MBA) would have an added advantage.
  • Working knowledge of Computers (Word / XL / Power Point) is Compulsory.
  • Outstanding analytical / presentation skills, must have an eye for detail and a Quick learner of new systems / technology.
  • Prior knowledge of Investigations and Fraud Control on Banking Products will have and added advantage.

• COLLECTION EXECUTIVES Apply Now

  Date: Nov 15, 2018

  Job Code : TA484/11/18

  Grade/Level: JUNIOR ASSISTANT/ SENIOR ASSISTANT

  Qualification: ANY GRADUATION

  Department: MSME SOUTH

  Location: ALL KERALA

  Experience: 1 - 3 years of relevant work experience in Financial services Industry (Preferably in NBFCs) and dem

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

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  • To follow up on allocated delinquent accounts for collections of over dues
  • Visit All allocated cases & Collect Payment
  • Follow due process as recollection channel & procedures
  • Update DCR, traits &escalate issues to seniors
  • Achieve the targeted resolution in respective buckets every month
  • Candidate must have experience in collections – MSME loans/SME loans/Business Loan / Personal Loan etc.
  • Ensure that the Target on Cost of Collections is under the specified limits
  • Ensure that all legal guidelines are complied during the collections.
  • Provide feedback to higher authorities on credit policy based on market conditions
  • Familiar in the suite of Microsoft Office products
  • A proven background within MSME/SME/Business Loans collection environment
  • Proactive, hardworking, motivated approach and fluency in vernacular language
  • Good team player, experienced in a professional, high pressure, working environment
  • Tenacious, persistent and goal orientated candidates are welcome to apply as training will be provided for the right individual
  • A driver’s license and t/w vehicle is essential as the job requires travelling
  • Adherence to the Targets & Deadlines

• AGM COLLECTIONS Apply Now

  Date: Nov 15, 2018

  Job Code : TA483/11/18

  Grade/Level: ASSISTANT GENERAL MANAGER

  Qualification: ANY GRADUATION / PG

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: • Manage the day to day operations of the department in an efficient and effective manner • Maintain

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Manage the day to day operations of the department in an efficient and effective manner
  • Maintain an efficient and productive working environment within the department based on continuous and effective communication with the filed level team
  • Achieve established departmental goals within defined timelines
  • Implement operation policies and procedures to ensure compliance with all the regulatory bodies and internal compliance requirements
  • Communicate with management team to coordinate system & control activities related to documentation
  • Customer Servicing, cash/cheque transactions in system with proper reconciliation
  • Comply with company strategic processes such as NACH, ECS, loan servicing, E-Mail, Stale Cheque cases, clearances etc.
  • Disbursement of products within defined TAT and ensuring all the files are disbursed as per TAT and Policy
  • Handling of post disbursement activities
  • Resolution of customer complaints within TAT / meeting the customer requirements
  • Maintenance of Proper records for Audit purpose
  • Ensuring that there is NIL Discrepancies in loan documents.
  • Ensuring documents are correctly stored
  •  
  • •    Proficient in the suite of Microsoft Office products and risk management tools 
  • Excellent interpersonal skills & Excellent organizational skills
  • Must be knowledgeable of all loan operations processes
  • Ability to understand broader business issues
  • Know the business including policies, procedures, and compliance matters
  • Self-starter and strong initiative
  • Strong Statistical & Numerical skills
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills and an eye for detail
  • Team player & Leading the team
  • Adherence to the deadlines

• OPERATIONS MANAGER Apply Now

  Date: Nov 15, 2018

  Job Code : TA482/11/18

  Grade/Level: CHIEF MANAGER/ASSISTANT GENERAL MANAGER

  Qualification: ANY GRADUATION

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: 3 - 5 years of relevant work experience in Financial services Industry (preferably in NBFCs) and dem

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Manage the day to day operations of the department in an efficient and effective manner
  • Maintain an efficient and productive working environment within the department based on continuous and effective communication with the filed level team
  • Achieve established departmental goals within defined timelines
  • Implement operation policies and procedures to ensure compliance with all the regulatory bodies and internal compliance requirements
  • Communicate with management team to coordinate system & control activities related to documentation
  • Customer Servicing, cash/cheque transactions in system with proper reconciliation
  • Comply with company strategic processes such as NACH, ECS, loan servicing, E-Mail, Stale Cheque cases, clearances etc.
  • Disbursement of products within defined TAT and ensuring all the files are disbursed as per TAT and Policy
  • Handling of post disbursement activities
  • Resolution of customer complaints within TAT / meeting the customer requirements
  • Maintenance of Proper records for Audit purpose
  • Ensuring that there is NIL Discrepancies in loan documents.
  • Ensuring documents are correctly stored 
  • •    Proficient in the suite of Microsoft Office products and risk management tools
  • Excellent interpersonal skills & Excellent organizational skills
  • Must be knowledgeable of all loan operations processes
  • Ability to understand broader business issues
  • Know the business including policies, procedures, and compliance matters
  • Self-starter and strong initiative
  • Strong Statistical & Numerical skills
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills and an eye for detail
  • Team player & Leading the team
  • Adherence to the deadlines

• CREDIT MANAGER Apply Now

  Date: Nov 15, 2018

  Job Code : TA481/11/18

  Grade/Level: CHIEF MANAGER/ASSISTANT GENERAL MANAGER

  Qualification: CA/MBA (Finance)

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: 6 - 10 years of relevant work experience in Financial services Industry (preferably in NBFCs) and de

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

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  • Credit Appraisal of Loan applications within defined guidelines and accordingly recommend for approval/rejection to higher authorities
  • Under writing cases with desired level of quality and enabling achievement of target by proper training
  • Use   performance   history   along   with   liquidity, debt/asset   management   and profitability ratios to assess creditworthiness in evaluation
  • Decision making within defined TAT
  • Understanding of property related knowledge (like legal title and market value of the property)
  • Coordinating with sales, operations, legal, technical and customer service to ensure the TAT
  • Assist in designing and reviewing the processes and policies to provide best in class TAT for all applications
  • Should understand digitalization of credit process from lead sourcing to post-disbursement
  • Knowledge on credit scoring and other tools to facilitate standardization and improvement in credit appraisal process.
  • Lay down uniform operational manuals, standardized credit processes for the MSME covering all policies, procedures and compliances under guidance of the management
  • Monitor the entire portfolio and report to higher officials on a regular basis
  • Recommend modifications in key measuring and scoring of loan documents based on performance metrics
  • Conduct credit for files which come under his / her authority judiciously and within TAT
  • Train and develop the nominated Credit and Distribution staff on key credit processes and scorecards
  • Monitor Flow and Related measures to ensure that NPAs / write-offs stay under control
  • Work closely with Control functions like Audit and Vigilance to manage Portfolio Risk
  • •    Proficient in the suite of Microsoft Office products and credit risk tools
  • Excellent interpersonal skills & Excellent organizational skills
  • Team player who works well in a dynamic team
  • Strong analytical skills and able to assess risk while protecting the interests of the company
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills
  • Adherence to the deadlines
  • Strategic Thinking
  •  
     

• FIELD CREDIT OFFICER Apply Now

  Date: Nov 15, 2018

  Job Code : TA480/11/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION

  Department: MSME SOUTH

  Location: ALL KERALA

  Experience: 2 - 4 years of relevant work experience in Financial services Industry (Preferably in NBFCs) and dem

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

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  • Underwriting secured and unsecured business loan proposal as per the laid down policies and procedure
  • Conducting field visits to understand the client requirements and check credit worthiness
  • Scrutinizing the financials and relevant documents and checking the credit history of the client
  • Managing risk of loan portfolio including regular reviews and reporting
  • Prepare the Credit Appraisal Memorandum (CAM) and ensure the adherence to KYC/AML guidelines
  • Providing inputs to bring in best industry practices and revising credit risk policies and underwriting guidelines periodically
  • Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives
  • Monitoring the repayment history and taking necessary corrective actions
  • Reporting to management/ RBI / Others on credit as and when required
  • Use public information viz, credit agencies, FIU etc. to arrive at a correct decision
  • To control and contain front-end delinquencies by calling up customer on first presentation
  • •    Proficient in the suite of Microsoft Office products and credit risk tools
  • Excellent interpersonal skills & Excellent organizational skills
  • Team player who works well in a dynamic team
  • Strong analytical skills and able to assess risk while protecting the interests of the company
  • Discreet and confidential
  • Problem Solving & Analytical skills

• CHIEF MANAGER -RISK Apply Now

  Date: Nov 15, 2018

  Job Code : TA479/11/18

  Grade/Level: CHIEF MANAGER

  Qualification: CA/MBA (Finance)

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: 3 – 5 years of relevant work experience in Financial services Industry and demonstrated levels of p

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

  Read More
  • Credit Appraisal of Loan applications within defined guidelines and accordingly recommend for approval/rejection to higher authorities
  • Under writing cases with desired level of quality and enabling achievement of target by proper training
  • Use   performance   history   along   with   liquidity, debt/asset   management   and profitability ratios to assess creditworthiness in evaluation
  • Decision making within defined TAT
  • Understanding of property related knowledge (like legal title and market value of the property)
  • Coordinating with sales, operations, legal, technical and customer service to ensure the TAT
  • Assist in designing and reviewing the processes and policies to provide best in class TAT for all applications
  • Should understand digitalization of credit process from lead sourcing to post-disbursement
  • Knowledge on credit scoring and other tools to facilitate standardization and improvement in credit appraisal process.
  • Lay down uniform operational manuals, standardized credit processes for the MSME covering all policies, procedures and compliances under guidance of the management
  • Monitor the entire portfolio and report to higher officials on a regular basis
  • Recommend modifications in key measuring and scoring of loan documents based on performance metrics
  • Conduct credit for files which come under his / her authority judiciously and within TAT
  • Train and develop the nominated Credit and Distribution staff on key credit processes and scorecards
  • Monitor Flow and Related measures to ensure that NPAs / write-offs stay under control
  • Work closely with Control functions like Audit and Vigilance to manage Portfolio Risk
  • Proficient in the suite of Microsoft Office products and credit risk tools
  •  Excellent interpersonal skills & Excellent organizational skills
  • Team player who works well in a dynamic team
  • Strong analytical skills and able to assess risk while protecting the interests of the company
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills
  • Adherence to the deadlines
  • Strategic Thinking

• SALES EXECUTIVES Apply Now

  Date: Nov 15, 2018

  Job Code : TA477/11/18

  Grade/Level: JUNIOR ASSISTANT/ SENIOR ASSISTANT

  Qualification: ANY GRADUATION

  Department: MSME SOUTH

  Location: ALL KERALA

  Experience: • Focus to continually increase the book size and profitability of the assigned area • Achieving &am

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 28

   

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  • Achieve and exceed the allocated sales targets
  • Responsible for Sales of MSME Products Equipment Funding/Machinery
  • Identify and Reach out to the target customers and pitch the products (Lead generation)
  • Adhere to company procedures, particularly around loan handling
  • Responsible for completing the delegated loan procedures (especially documentation) within the given timeline
  • Constantly improve and update knowledge of product range, features and benefits
  • Maintain awareness of MSME lending industry, paying particular attention to new products and procedures, market trends, competitor analysis, selling techniques and customer handling skills
  • Ability to problem-solve and ultimately deliver sales results within set timeframes
  • Provide ground level feedback to the control unit on a regular basis
  • Deliver the highest levels of customer service, thereby creating customer loyalty
  • A proven sales background within business sales environment
  • Excellent communication and sales ability
  • Proactive, hardworking, motivated approach
  • Fluency in vernacular language
  • Good team player, experienced in a professional, high pressure, working environment
  • Tenacious, persistent and goal orientated candidates are welcome to apply as training will be provided for the right individual
  • A driver’s license and t/w vehicle is essential as the job requires travelling
  • Familiar in the suite of Microsoft Office products
  • Adherence to the Targets & Deadlines
  • Customer Relationship Management Skill
  • Self-starter and strong initiative
  • Business Acumen

• AREA SALES MANAGER Apply Now

  Date: Nov 15, 2018

  Job Code : TA476/11/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION

  Department: MSME SOUTH

  Location: ALL KERALA

  Experience: 4 - 5 years of relevant work experience in Financial services Industry (preferably in NBFCs) and dem

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

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  • · Focus to continually increase the book size and profitability of the assigned area
  • · Achieving & exceeding Business goals and targets. Decide and implement area specific innovative strategies to meet business targets
  • · Creating a strong & compliant sales culture to drive acquisitions, profitability and employee development
  • · Managing and supporting the effective deployment of team of sales professionals with respect to the geographical area, exploring new markets and in allocating resources to most profitable opportunities
  • · Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work
  • · Deliver month on month targets on SME Loan Disbursals, Processing Fee, Income and Portfolio Health.
  • · Handle various Business Loan products and implement strategies towards enhancing market penetration, business volumes and growth through Kotak Bank branches.
  • · Engage with CPA and Credit Manager to resolve any Clarification / additional inputs from clients for CAM presentation
  • · Be alert on competitive elements in the target segments (viz. other banks, NBFCs etc.) & augment the presence and penetration of the Manappuram brand in the target market
  • · Minimize risks through adherence to KYC compliance as per the company policies and procedures in all operations to minimize losses due to frauds
  • · Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction
  • Collections:
  • · To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned
  • · Meeting the Target on Cost of Collections
  • · Ensuring legal guidelines are complied for entire collection structure in letter and sprits.
  • · Manage delinquency through monitoring of the PAR and the non-performing loans and recover loans to avoid arrears in line with the business objectives
  • · Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force
  • · Continuously monitoring collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities
  • · Control portfolio in terms of bucket flows
  • · Proactively manage the customer experience by staying in touch with the customer, resolve customer
  • · queries and process requests ensuring good turnaround time
  • · Handle customer issues escalations
  • · Provide feedback to higher authorities on credit policy based on market conditions
  • · Dynamic, persuasive, enterprising
  • · Adherence to the Targets & Deadlines
  • · Good people management
  • · Strong oral and written Communication
  • · Relationship Management Skill
  • · Excellent organizational skills
  • · Self-starter and strong initiative
  • · Discreet and confidential
  • · Business Acumen
  • · Adherence to the Targets & Deadlines
  • · Strategic Thinking

• HEAD CREDIT Apply Now

  Date: Nov 15, 2018

  Job Code : TA475/11/18

  Grade/Level: GENERAL MANAGER

  Qualification: Ideally minimum of graduation with a CA/ MBA Finance Degree (Full Time)

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: 10 -15 years of relevant work experience in Financial services Industry (preferably in NBFCs) and de

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

  •    Proficient in the suite of Microsoft Office products and credit tools

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  • Design and ensure appropriate monitoring of credit policy & processes for secured and unsecured loans in line with the regulatory norms and to control credit losses
  • To review & refine processes and policies to provide best in class TAT for all applications
  • Drive the implementation of new policies & amendments as and when required through proper communication or training to all relevant stakeholders of MSME
  • Managing policies of MSME so as to, enable growth of in line with the plans and maintain credit quality
  • Should understand digitalization of credit process from lead sourcing to post-disbursement
  • To develop credit scoring and other tools to facilitate standardization and improvement in credit appraisal process
  • To facilitate laying down uniform operational manuals, standardized credit processes for the MSME covering all policies, procedures and compliances
  • Review analytical / quantitative analysis of the trends of loan portfolio health and customer base on a weekly and monthly basis
  • Building and leading a highly effective team to be able to maintain portfolio quality
  • Review and ensure vendor service quality and TATs for credit appraisals
  • To ensure that the NPA should be within the budgeted amount
  • Train and develop the nominated Credit and Distribution staff on key credit processes and scorecards
  • Recommend modifications in key measuring and scoring of loan documents based on performance metrics
  • Monitor and ensure Credit related Regulatory and Legal compliances are followed thoroughly by the key role holders across departments
  • Conduct credit for files which come under his / her authority judiciously and within TAT
  • Conduct Periodic review of Credit Initiation, Portfolio Quality, Collection and other Performance Metrics to take necessary actions
  • Implement Credit Penalty Matrix with the help of HR and Business Head for staff with violations
  • Ensure less number of branches in the sub-standard category of Risk and Credit Performance
  • Work closely with Control functions like Audit and Vigilance to manage Portfolio Risk
  • Excellent interpersonal skills & Excellent organizational skills
  • Team player who works well in a dynamic team
  • Self-starter and strong initiative
  • Strong analytical skills and able to assess risk while protecting the interests of the company
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills
  • Adherence to the deadlines
  • Strategic Thinking

• HEAD SALES Apply Now

  Date: Nov 15, 2018

  Job Code : TA474/11/18

  Grade/Level: GENERAL MANAGER

  Qualification: ANY GRADUATION / PG

  Department: MSME SOUTH

  Location: A O VALAPAD

  Experience: 10 -15 years of relevant work experience in Financial services Industry (preferably in NBFCs) and de

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

  Read More
  • Strategize and plan the sales process management, forecasting, pricing, expenses, profitability
  • Strategize and implement the business plans in order to achieve the organization’s objective
  • Responsible for revenue generation across all regions and branches through regional managers
  • Ensure overall delivery and quality of the unit's offerings to customers
  • Understand and communicate the goals to the sales team and align them towards organization’s goal
  • Recruiting and Training the sales force on various grounds
  • Reviewing the performance of sales force on a regular basis to ensure their performance
  • Excellent interpersonal skills
  • Excellent organizational skills
  • Team player who works well in a small and dynamic team.
  • Self-starter and strong initiative
  • Discreet and confidential
  • Business Acumen
  • Decision Making skills
  • Problem Solving & Analytical skills
  • Adherence to the deadlines
  • Strategic Thinking

• LMS ADMINISRATOR Apply Now

  Date: Nov 15, 2018

  Job Code : TA473/11/18

  Grade/Level: MANAGER

  Qualification: GRADUATION /POSTGRADUATION IN COMPUTER SCIENCE, COMMUNICATIONS OR INFORMATION SYSTEMS PREFERRED

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 4 YEARS TO 7 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

  Read More
  • Monitors, managers and  maintains the daily LMS operations for the Manappuram group
  • Pulls out  reports for  the various learning solutions and maintain records
  • Acts as first point of contact for escalation of operational issues
  • Maintains updated versions of relevant courses, curriculam, materials and programs within the LMS
  • Creates checklists, user guides and other reference materials
  • Manages a team
  • Demonstrate initiative, critical thinking/problem solving skills
  • Demonstrated effective written, verbal and interpersonal, communication skills
  • LMS work experience is required
  • Knowlwdge in data base, programming software is preffered
  • Should have lead a team
  • Knowledge in systems integration (technical) is preferred

• SALES ASSOCIATE Apply Now

  Date: Nov 15, 2018

  Job Code : TA471/10/18

  Grade/Level: OFFICER

  Qualification: ANY GRADUATION

  Department: PERSONAL LOAN

  Location: ALL KERALA

  Experience: 01 TO 03 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 56

               
   

  Read More
  • Achieve sales targets set by management and find out ways to tap into new markets.
  • Generate referral leads from existing customers.
  • Effective communication to the customer about the loan product.
  • Follow up with potential customers as per customer provided appointments.
  • Responsible for processing/ documentation of Loans & other financial services.
  • Timely reporting of sales activities to senior management
  • Eye for detail and comfortable in working with numbers and calculations.
  • Should be a self-starter and collaborate with team to achieve better results
  • Solid communication and interpersonal skills.
  • Fast learner, passion for sales and meeting new people

• FIELD SALES MANAGER Apply Now

  Date: Nov 15, 2018

  Job Code : TA470/10/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION

  Department: PERSONAL LOAN

  Location: ALL KERALA

  Experience: 03 YEARS TO 05 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

   

  Read More
  • Achieve growth and sales target by effective leadership of the sales team.
  • Design and implement strategic sales plan that expands company’s customer base and extends its reach.
  • Build strong, lasting customer relationships.
  • Manage field level sales and marketing activities.
  • Present sales revenue and expense reports and realistic forecasts to the management team.
  • Identify new markets and market trends and be abreast of new products and position of competitors.
  • Good communication skills.
  • Effective leadership qualities to motivate team to attain sales targets.
  • Excellent skills in customer relations and team management.

• CREDIT MANAGER Apply Now

  Date: Nov 15, 2018

  Job Code : TA469/10/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION

  Department: PERSONAL LOAN

  Location: ALL KERALA

  Experience: 03 YEARS TO 05 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

  Read More
  • Manage customer files. Ensure adherence to KYC/AML guidelines of RBI/GOI and company policy.
  • Adhere to the corporate credit policy of the company and ensure TAT.
  • Follow and Monitor the credit granting and updating processes. Continously observe on the existing processes and suggest and implement measures to mitigate the fraud risks/delinquency risks/enhance productivity etc  
  • Assess the customer based on customer documents, FI reports, sales visit reports, Bureau report (Equifax and CIBIL), bank statement verification etc.
  • Personally visit customers, maintain good client relationship at periodic intervals.
  • Monitor periodic credit reviews to ensure quality portfolio.
  • Effective communication skills and ability to form relationships with customers and clients.
  • Good analytical and observation skills.
  • Team player.
  • Minimum financial knowledge.

• CONTENT HEAD Apply Now

  Date: Nov 14, 2018

  Job Code : TA468/10/18

  Grade/Level: OFFICER/JUNIOR OFFICER

  Qualification: MPhil/PhD in English/Library Science/ Literature

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 05 TO 08 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 3

  Read More
  • Ensures meeting of timelines with no compromise on quality and cost                                                
  • Team Management
  • Managing all content and make recommendations
  • Work harmoniously with other teams to design high quality interactive courses regularly.
  • Superior and comprehensive visual design skills and creativity.
  • Team Management – Content Team
  • Experience in different content types like course, blogs, articles, courses, manuals, job aids etc.
  • MPhil/PhD in English/Library Science/Literature

• CREATIVE HEAD Apply Now

  Date: Nov 14, 2018

  Job Code : 467/10/18

  Grade/Level: OFFICER

  Qualification: Bachelor’s degree or certificate course in Multimedia/ graphic design or related field

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 05 TO 08 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

   

  Read More
  • Create high quality multimedia outputs for the courses/ videos/posters, etc
  • Create high quality images for the purpose of animation 
  • Responsible to create slides/pages in aligning the graphics and text, editing audio and video elements, and also perform all the assigned works by reporting authority with the desired quality.
  • Responsible to create animations according to storyboards
  • Attention to detail and having the motivation to complete tasks regularly
  • Experience in working with Photoshop, Illustrator, Animate(Flash) is required.
  • Experience in Adobe After Effects is an added advantage.
  • Team management
  • Adaptive design eye and skill
  • Professionalism regarding time, costs and deadlines
  • Possession of creative flair, versatility, conceptual/ visual ability and originality
  • Bachelor’s degree or Certificate course in creative design, multimedia, etc.

• CONTENT EDITOR Apply Now

  Date: Nov 14, 2018

  Job Code : TA466/10/18

  Grade/Level: OFFICER/JUNIOR OFFICER

  Qualification: MPhil/PhD in English/Library Science/ Literature

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 01 TO 02 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 2

  Read More
  • Working on projects for content writing & rephrasing of content.
  • Review & edit written articles for grammar, verbiage, comprehensibility in order to make them error free.
  • Eye for details which means grammar and verbiage
  • Managing content and making content recommendations
  • Good English writing skills, strong vocabulary, reading and comprehension skills.
  • Ability to rephrase and modify articles and write -ups
  • Clear, concise and compelling copy writing and proof-reading skills.
  • MPhil/PhD in English/Library Science/Literature

• TRAINING TECHNOLOGIST Apply Now

  Date: Nov 14, 2018

  Job Code : TA465/10/18

  Grade/Level: CHIEF MANAGER/ASSISTANT GENERAL MANAGER

  Qualification: Graduate/ Postgraduate in Engineering/ Technology

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 05 TO 08 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

  Read More
  • Engage in the planning and implementation of learning technology initiatives
  • Ensures meeting of timelines with no compromise on quality and cost                                                
  • Research and review industry data to keep current on strategies and trends in learning technology.
  • Superior ability to quickly learn new, complex technologies and concepts
  • Experience in administering, designing, or helping implement learning and knowledge management system
  • Experienced with web-based courseware and/or knowledge management systems.
  • Experienced with various operating systems, file structures, file formats, and protocols.
  • Preferred experience in solving technical problems and functional learning management and content management issues.
  • Experienced with multiple learning methodologies.
  • Graduate/ Postgraduate in Engineering/ Technology

• CONTENT DEVELOPER Apply Now

  Date: Nov 14, 2018

  Job Code : TA464/10/18

  Grade/Level: CHIEF MANAGER/ASSISTANT GENERAL MANAGER

  Qualification: MPhil/PhD in English/Library Science/ Literature

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 08 YEARS TO 10 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 2

  Read More
  • Plan, drive and execute content strategy that is aligned with short-term and long-term learning targets.
  • Manage various types of content including articles, manuals, course contents, with the ability to write, proof and edit all
  • Work harmoniously with other teams to design high quality content.
  • Managing content and making content recommendations
  • Superior and comprehensive visual design skills and creativity.
  • Excellent creative writing capabilities.
  • Worked on different content types like course, blogs, articles, manuals, etc.
  • MPhil/PhD in English/Library Science/Literature

• ELEARNING/ ARTICULATE DEVELOPER Apply Now

  Date: Nov 14, 2018

  Job Code : TA463/10/18

  Grade/Level: MANAGER/ SENIOR MANAGER

  Qualification: Graduate/ Postgraduate in degree in multimedia design, instructional design, or similar certifications

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 01 TO 02 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 3

  Read More
  • Designing e-Learning materials for the company using authoring and multimedia tools
  • Ensures meeting of timelines with no compromise on quality and cost                                                
  • Work harmoniously with other teams to design high quality interactive courses regularly.
  • Superior and comprehensive visual design skills and creativity.
  • Experience with tools such as Articulate Storyline, Camtesia, Articulate 360, Adobe Photoshop, and HTML5.
  • Graduate/ Postgraduate in degree in multimedia design, instructional design, or similar certifications

• COLLECTION MANAGER Apply Now

  Date: Nov 14, 2018

  Job Code : TA461/10/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION / PG

  Department: PERSONAL LOAN

  Location: ALL KERALA

  Experience: 3 YEARS TO 06 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 14

  Read More
  1. FolloW up on allocated delinquent accounts for collection of overdue.
  2. Visiting allocated cases and collect payments.
  3. Follow due processes as recollection channel and escalate issues to seniors.
  4. Achieve the targeted resolution in the respective buckets every month.
  5. Maintaining daily, monhly MIS reports and providing proper feedback about accounts to central team.
  6. Mantaining cordial relationship with customers and resolving customer issues.
  7. Experience in collection and recovery of loans like SME loan, housing loan, vehicle finance, personal loan etc.
  8. good communcation skill in local language.
  9. Smart team player and accountable for loan ownership.
  10. Attention to details.

• COLLECTION MANAGER Apply Now

  Date: Nov 14, 2018

  Job Code : TA460/10/18

  Grade/Level: MANAGER

  Qualification: ANY GRADUATION

  Department: LEGAL HP

  Location: HYDERABAD, COIMBATORE, TUMKUR/BANGALORE

  Experience: 05 to 07 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 6

  Read More
  • Ensure to achieve collection target every month
  • Identifying property details of customers for Legal Action
  • Identifying present address of cutomers those who left from the present address
  • Follow up all legal cases with Advocates and Legal HP Staff

• SENIOR MANAGER AUDIT Apply Now

  Date: Nov 14, 2018

  Job Code : TA459/09/18

  Grade/Level: SENIOR MANAGER

  Qualification: CA

  Department: HO AUDIT

  Location: A O VALAPAD

  Experience: 02 TO 05 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 2

   

  Read More
  • Understand and acquire in-depth knowledge of the business and processes.
  • Preparation of Audit Scope of Work.
  • Developing the Internal Audit Work Program and preparation of Risk and Control Matrix (RACM).
  • Planning and performing the Audit Field work involving analyzing, evaluating, and recording results for all risks and controls in scope for the audit testing.
  • Finalizing Audit and discussion of major observations/inefficiencies/findings identified in processes with management.
  • Preparing Draft Audit Report and giving recommendations to management for improvement in business and financial processes and activities.
  • Performing Follow up procedures with management until all control recommendations have been actioned and agreed as closed by Internal Audit.
  • Presenting the audit reports at the PRM committee meetings.
  • Any other assignment given by the Department Head.

• MULTIMEDIA DESIGNER Apply Now

  Date: Nov 14, 2018

  Job Code : TA317/12/17 & TA462/10/18

  Grade/Level: JUNIOR OFFICER

  Qualification: ANY GRADUATION

  Department: HRM TRAINING

  Location: A O VALAPAD

  Experience: 02 YEARS TO 03 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 2

  Read More
  • Create high quality multimedia output for the courses/videos/posters
  • Create high quality images for the purpose of animation
  • Responsible to create slides/pages in aligning the graphics and text, editing audio & video elements and also perform all the assigned works
  • Responsible to create animations according to story board
  • Attention in detail and the motivation to complete tasks regularly
  • Experience in working with photoshop, Illustrator, Adobe Flash is required. Experience in Adobe after effects is an added advantage
  • Adaptive design eye and skill
  • Professionalism regarding time, costs and deadlines
  • Possession of creative flair, versatality, conceptual/visual ability/orginality

• AGM FINANCE & ACCOUNTS Apply Now

  Date: Nov 14, 2018

  Job Code : TA402/06/18

  Grade/Level: ASSISTANT GENERAL MANAGER

  Qualification: CA

  Department: FINANCE & ACCOUNTS

  Location: A O VALAPAD

  Experience: 08 YEARS TO 10 YEARS

  CTC Range: AS PER CO NORMS

  No Of Vacancies: 1

   

  Read More
  • To monitor the A/C and Finance Dept process in accordance to the accounting practices followed by the organization
  • Ensure efficient fund management and consolidated financial MIS
  • Custodian of all A/C related DATA and Information in the organization
  • Review of monthly Cash flow Statement and profitability and Balance sheet schedules
  • Expenses analysis and verify compliance of the approval matrix for each expense
  • Monthly review of stock reconciliation statement and analysis the ageing
  • Accounts Receivable - periodic status review of ageing and Overdue receivables, including reinstating the collection process and discuss with operation head
  •  Processing the Debit & Credit notes
  •  Contractors Payment review, reconciliation and Tax compliance
  •  Verification of workings and approve for remittance of statutory payment as and when due
  • Review of Variance analysis on monthly basis and report the control measure
  • Product "Cost work sheet" review and validation in periodic basis
  • Establishing control system and review on For-Ex & Exim policy (Related transactions)
  • Review of Reconciliation of Letter of Credit, Packing Credit, Export Incentive with external data
  • Verification of salary processing system including statutory compliance
  •  Review of MIS of Both Finance and Marketing Dept.
  • Participated in Budget preparation
  • Discuss the above at each responsible department and report to Head Internal Audit.
  • Ensuring full control over books of accounts by implementation of maker – checker system and regular scrutiny
  • Finalization   of accounts, statutory Audit and tax audit independently for business preparation of monthly operational MIS and Financial result.
  • To  ensure documents are properly maintained and updated
  • Consolidation of accounts.

Manappuram Finance Limited requires professionals for various job openings

For more information visit https://www.manappuram.com/careers/
If this link not working click here

Last Date for Apply : Friday November 30 2018
(Note : Last date for Apply may vary, if any corrigendum published on the official website. So visit official website regularly for any corrigendum /Admit Card / Exam Result/ Previous Year Question Papers)

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