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Government Schemes



Government schemes are initiatives launched by governments to address various socio-economic challenges, promote development, and improve the well-being of citizens. These schemes can be at the national, regional, or local level and typically target specific sectors such as education, health, agriculture, employment, and infrastructure. Below is an overview of some notable government schemes from different countries:

Here's a detailed list of some major government schemes launched by the Government of India across various sectors:

Financial Inclusion and Social Security

  1. Pradhan Mantri Jan Dhan Yojana (PMJDY):

    • Objective: Financial inclusion by providing bank accounts to the unbanked.
    • Benefits: Basic banking services, RuPay debit card, overdraft facility.
  2. Atal Pension Yojana (APY):

    • Objective: Pension scheme for workers in the unorganized sector.
    • Benefits: Guaranteed minimum pension after 60 years of age.
  3. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):

    • Objective: Life insurance scheme.
    • Benefits: Life cover of Rs. 2 lakh for a premium of Rs. 330 per annum.
  4. Pradhan Mantri Suraksha Bima Yojana (PMSBY):

    • Objective: Accidental death and disability insurance.
    • Benefits: Coverage of Rs. 2 lakh for accidental death and Rs. 1 lakh for partial disability, for a premium of Rs. 12 per annum.

Health and Sanitation

  1. Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana - PMJAY):

    • Objective: Universal health coverage.
    • Benefits: Health insurance coverage up to Rs. 5 lakh per family per year for secondary and tertiary care hospitalization.
  2. Swachh Bharat Mission:

    • Objective: Clean India by 2nd October 2019.
    • Benefits: Construction of household toilets, community toilets, and improving solid waste management.

Housing and Urban Development

  1. Pradhan Mantri Awas Yojana (PMAY):
    • Objective: Housing for all by 2022.
    • Benefits: Subsidy on home loans for the economically weaker section, low-income group, and middle-income group.

Rural Development and Employment

  1. Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA):

    • Objective: Employment guarantee scheme.
    • Benefits: Provides at least 100 days of wage employment per year to rural households.
  2. Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY):

    • Objective: Skill development in rural areas.
    • Benefits: Training and placement for rural youth.

Agriculture and Farmers' Welfare

  1. Pradhan Mantri Fasal Bima Yojana (PMFBY):

    • Objective: Crop insurance scheme.
    • Benefits: Coverage of crop losses due to natural calamities.
  2. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN):

    • Objective: Income support to farmers.
    • Benefits: Direct income support of Rs. 6,000 per year to small and marginal farmers.

Education and Skill Development

  1. Samagra Shiksha Abhiyan:

    • Objective: Comprehensive education scheme.
    • Benefits: Integrated scheme for school education extending from pre-school to class 12.
  2. Pradhan Mantri Kaushal Vikas Yojana (PMKVY):

    • Objective: Skill training scheme.
    • Benefits: Provides industry-relevant skill training and certification.

Women and Child Development

  1. Beti Bachao Beti Padhao (BBBP):

    • Objective: Save and educate the girl child.
    • Benefits: Focuses on improving child sex ratio, ensuring education for girls, and enabling their participation in society.
  2. Pradhan Mantri Matru Vandana Yojana (PMMVY):

    • Objective: Maternity benefit program.
    • Benefits: Cash incentive of Rs. 5,000 in three installments to pregnant and lactating mothers.

Other Notable Schemes

  1. Digital India:

    • Objective: Transform India into a digitally empowered society.
    • Benefits: Infrastructure development, digital literacy, and delivery of services digitally.
  2. Make in India:

    • Objective: Boost manufacturing sector.
    • Benefits: Encourages companies to manufacture in India and improve the investment environment.
  3. Startup India:

    • Objective: Support and nurture startups.
    • Benefits: Simplified processes, funding support, and incentives for startups.

These schemes reflect the government's efforts to address a wide range of issues, from economic inclusion and social security to education, health, and infrastructure development.


Details of Below Practice Set

Duration : 30 Minutes
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Useful for General Competitive Exam exam
Medium of Practice Set English
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This Practice set consist of following topics : General Studies (20) | Total Question 20

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